@pauldiazins: If your employee crashes while running an errand, you could be on the hook unless you have "hired and non-owned auto" coverage. Also, EPLI protects you from lawsuits like wrongful termination. Cheap now, priceless later. Like and save if you want to learn more about small policy add-ons that can save your company money in the event of a loss. #InsurancePolicy #RiskManagement #BusinessProtection #HiredNonOwnedAuto #EmploymentPracticesLiabilityInsurance