@theboujeebanker: ⚠️ Equifax & Experian just got hit with lawsuits for failing to fix errors on people’s credit reports. This is a big deal — because wrong info on your report can tank your score, cost you loans, or raise your interest rates. Here’s what YOU should do to protect yourself: ✅ Step 1: Check Your Credit Reports Go to annualcreditreport.com to download your reports from all 3 bureaus (Equifax, Experian, TransUnion) for FREE. ✅ Step 2: Look for Errors Common mistakes: accounts that aren’t yours, wrong balances, duplicate debts, late payments you didn’t miss. ✅ Step 3: Dispute Immediately Submit disputes in writing with documentation (statements, receipts, letters). Always keep copies for your records. ✅ Step 4: Follow Up By law, bureaus must investigate disputes within 30 days. If they don’t, escalate by filing a complaint with the Consumer Financial Protection Bureau (CFPB.gov). ✅ Step 5: Monitor Regularly Use a credit monitoring service or calendar a reminder to check your reports at least every 4 months. 💡 Remember: You have rights under the Fair Credit Reporting Act. Don’t let the bureaus play with you. ✨ Protect your money. Protect your future. — Boujee

288

2025-08-20 23:27:59

To see more videos from user @theboujeebanker, please go to the Tikwm homepage.