Justin/Haley - 💵 Counselors
Region: US
Thursday 21 August 2025 16:56:59 GMT
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Jen Cassidy :
What is a balance transfer card?
2025-08-23 13:30:46
8
Bekah :
Jokes on you my credit is so bad I don’t qualify for a balance transfer card
2025-08-25 13:46:35
313
Lea :
Who the hell has an extra $700 each month to pay onto a credit card?
2025-08-23 14:29:16
905
Amber Markley :
How can I be debt free in a year?
2025-12-11 18:47:29
5
Aly :
Who could afford 700 a month ?
2025-08-21 23:38:19
47
Heather :
Ugh wish I saw this before I did the balance transfer card & then went and spent money on zero balance card! Now I’m in even bigger debt without an option to transfer.
2026-01-30 19:53:05
5
MelRose2202 :
my husband and I have combined around $15k. could we get one card that high or each need a card with a $10k limit?
2025-09-15 19:52:17
6
NotBruceWayne :
this requires that person getting approved for another credit card and a high credit limit. Most people with high CC debt have high utilization ratio and sub par credit so they won’t be approved
2025-08-23 12:48:11
196
Gail :
I’m in Canada what banks have a 0% interest balance transfer card.? How do you find out?
2025-08-25 01:01:47
8
Lillyflower8 :
paid off 13k in 10 months. 💜
2025-10-01 20:35:40
6
jordyn 🍓 :
this is what i’m doing. such a relief. interest alone for my other card was $180 a month.
2026-01-02 18:06:42
7
Snow_☃️✨🤍 :
I don’t have good credit for a balance transfer card though😫
2025-09-02 03:48:31
2
Cc 🇨🇦 :
What about for 4000$ of debtv
2025-09-18 21:23:54
6
JamJam :
As if we all qualify for a 10k balance transfer or a balancer transfer period
2025-09-26 18:53:35
6
Dr.Yusra|Skin Nutritionist🇨🇦 :
Any advice for the people in Canada?
2025-08-28 01:43:51
5
Tina Clark :
I tried they denied me 😬 my credit score is low I’m guessing
2025-08-22 16:33:31
12
lilita :
I have bought a six 5660 credit score and I cannot get one single balance transfer card to accept me and then every other loan that I applied for to consolidate is it like a 30% interest so how do you do this because nobody wants to give me the consolidation I don’t have bad creditthey’re just saying my credit to income ratio is not good but I make about 35,000 a year
2025-08-21 18:35:33
7
LokiLowKey :
which Chase card?
2025-08-23 05:42:28
6
user7120771943410 :
I have $20,000 a credit score of only 650 Experian but only 2 late payments years ago. my debt ratio is maxed out. Without taking multiple hits for hard inquiries, who's going to approve a loan or transfer? My credit union won't ☹️
2025-09-01 03:51:13
8
Jeff4thewin :
This is fantastic advice. My wife and I used this strategy more than 25 years ago to pay off her student loans in three years without any interest..
2025-08-21 20:08:53
14
Samrey01 :
You need to have good credit to quality for a credit transfer card with that amount
2025-08-22 05:38:12
44
Adrienne Hines :
Balance transfer method? Hmmm… 🤔I learn a lot from you two. 💪
2025-08-21 22:27:25
8
shi :
I have an offer .99% until July 2027 balance transfer offer with citi would that be okay? They also offered 0%but only until July 2026
2025-08-23 18:16:04
6
nancyhowell664 :
I have decent credit but high utilization and high debt ratio. Couldn’t qualify for balance transfer. Couldn’t qualify for debt consolidation loans. Can barely pay the minimums. Apx 50k in debt . Single parent working full time just started doing a side hustle to try to being in more money but it’s slow going
2025-08-23 00:09:58
13
49 & Catching Up :
Balance transfer cards helped us tremendously
2025-08-22 00:34:49
11
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