@rob_goudie: Replying to @. Is someone that’s commenced to transition to retirement pension but doesn’t really need the income. But surely keep doing it based on the fact that this allows them to increase their concessional contributions either for himself or his spouse or to decrease debt on a home. These are some of the great strategies that are transitioned to retirement pension allows in addition to reducing the amount of days you work without sacrificing the amount of income that you receive. ##financialadviceaustralia##retirementplanning##lessdebtmorelife##investment##superannuation