@downtoinvest: Roth IRA for beginners: With a Roth IRA you pay taxes now so your money grows tax-free and withdrawals in retirement are tax-free (assuming you meet qualifying factors). You can take out your contributions anytime tax and penalty free, making it flexible like a mini savings account. Income limits do apply (check IRS.gov for current thresholds). And remember that opening the account isn’t enough, you need to actually choose your investments, like mutual funds or ETFs, to grow your wealth. #rothira #retirementplanning #financialplanning #financialeducation #financialempowerment
Ive been putting into an ROTH but how do i go about investing
2025-08-27 15:32:48
94
Kofi Poku Katakyie :
I thought they said you can't withdraw from roth IRA until 59. you pay penalty when you withdrawbeforethat?
2025-10-06 00:35:35
6
Kel_fitnezz83 | First Time Mom :
I opened a Roth with Schwab and I don’t think I’ve put it in (or picked a stock yet) but I’m having such a hard time understanding this part. Is there a video where you explain this?
2025-09-25 19:51:20
35
Steve Jones591 :
How do I actually invest the money I have in my Roth IRA through Fidelity? As of now, it’s just sitting there
2025-10-08 17:33:36
4
SilverAgeInvestor :
I've been putting money into my Roth but how do I actually invest it?
2025-10-08 02:47:33
3
Aubi :
Do you have to provide proof of income or a job to open an account and fund it?
2025-10-09 08:15:06
3
vess :
do I need to make monthly contributions or I can start now and do a bigger lump sum for this year?
2025-10-03 17:03:09
1
audreydelaney0 :
The money you put in has to be in the account for at least 5 years, if you take it out before time you will be penalized.
2025-08-29 01:20:53
45
Nicolita :
what if i’m self employed? I don’t take taxes out until i’m filing yearly.
2025-10-06 22:35:25
1
victoriaswingle70 :
if you are married can you each open a separate one?
2025-10-04 16:06:28
2
Alan Messing :
If I start my Roth at age 59 1/2, then I assume that every withdrawal is tax-free, including the dividend and the contribution?
2025-09-30 15:15:11
1
ar_e_llano :
Can you make a video on manually manage vs automated investing
2025-10-02 13:13:32
1
melissa_soto__ :
Do you always earn on a Roth IRA or is there a possibility to lose your money?
2025-09-01 12:28:07
5
Chérie Breault :
Whats the best option as far as investing and letting it sit there? I want to set it and forget it!
2025-08-29 01:27:35
11
Cheryl💜❌️72 :
wish I started mine years ago
2025-09-18 22:43:30
1
GageElayne :
What should you do to continue to grow your wealth after you have maxed out your Roth IRA for the year?
2025-08-26 21:16:53
15
Brit :
Can I use a traditional IRA to move savings interest earned into at the end of the year so I can write it off? I’m clueless if that’s how it works
2025-09-04 23:32:58
5
🍜🥡🍱🌮🍲🧋 :
i love my Roth IRA
2025-09-05 06:02:21
14
econtreras_esm :
If you withdraw the funds from your 403b and then invest it and keep it in the Roth IRA will it count against you for IRMMA??
2025-10-03 23:16:32
3
NHCTJoshua :
Do you already have the video for backdoor IRA?
2025-09-22 02:17:08
2
Ricky 🌊 | Shift To Shop :
Ive got money sitting in a HYSA. Since I can use a roth like a small saving account and I contribute more than the $7500?
2025-10-08 00:32:37
1
Phil2326 :
Is it smart to buy dividend stocks in a Roth? I know there is a 7k limit a year so would it be better to buy dividend stock in an individual brokerage account and use the Roth for like a target retirement thing or index?
2025-09-01 22:43:15
3
Sunny :
Yes!!
2025-10-02 18:01:33
1
Chosen_One :
need advice i pay monthly to NYLI i i can draw funds when ever, but not sure if this is a good investment, i also going to open an IRA with my 401k..please help
2025-09-21 02:21:27
1
KaliBilli :
at what point can you assume that your income now is taxed higher than your future retirement withdrawals?
2025-09-05 18:42:35
3
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