@downtoinvest: Roth IRA for beginners: With a Roth IRA you pay taxes now so your money grows tax-free and withdrawals in retirement are tax-free (assuming you meet qualifying factors). You can take out your contributions anytime tax and penalty free, making it flexible like a mini savings account. Income limits do apply (check IRS.gov for current thresholds). And remember that opening the account isn’t enough, you need to actually choose your investments, like mutual funds or ETFs, to grow your wealth. #rothira #retirementplanning #financialplanning #financialeducation #financialempowerment

Mallory | Personal Finance
Mallory | Personal Finance
Open In TikTok:
Region: US
Tuesday 26 August 2025 18:06:07 GMT
154172
10819
222
897

Music

Download

Comments

kelz_83_fitness
Kel_fitnezz83 | First Time Mom :
I opened a Roth with Schwab and I don’t think I’ve put it in (or picked a stock yet) but I’m having such a hard time understanding this part. Is there a video where you explain this?
2025-09-25 19:51:20
35
itsmonabish
Mona :
Ive been putting into an ROTH but how do i go about investing
2025-08-27 15:32:48
94
debbiels8
Debbie :
What are your thoughts about opening a Roth IRA in retirement and transferring money from your Rollover IRA? I know I’ll pay taxes on the money now but think it would be beneficial in the long run.
2025-11-05 12:37:51
1
r_gng
Aubi :
Do you have to provide proof of income or a job to open an account and fund it?
2025-10-09 08:15:06
3
vess2303
vess :
do I need to make monthly contributions or I can start now and do a bigger lump sum for this year?
2025-10-03 17:03:09
1
kofiappiah396
Kofi Poku Katakyie :
I thought they said you can't withdraw from roth IRA until 59. you pay penalty when you withdrawbeforethat?
2025-10-06 00:35:35
6
stevejonesie
Steve Jones591 :
How do I actually invest the money I have in my Roth IRA through Fidelity? As of now, it’s just sitting there
2025-10-08 17:33:36
4
audreydelaney0
audreydelaney0 :
The money you put in has to be in the account for at least 5 years, if you take it out before time you will be penalized.
2025-08-29 01:20:53
45
melissa_soto__
melissa_soto__ :
Do you always earn on a Roth IRA or is there a possibility to lose your money?
2025-09-01 12:28:07
5
ar_e_llano
ar_e_llano :
Can you make a video on manually manage vs automated investing
2025-10-02 13:13:32
1
alanjmessing
Alan Messing :
If I start my Roth at age 59 1/2, then I assume that every withdrawal is tax-free, including the dividend and the contribution?
2025-09-30 15:15:11
1
gageelayne
GageElayne :
What should you do to continue to grow your wealth after you have maxed out your Roth IRA for the year?
2025-08-26 21:16:53
15
nicolita9501
Nicolita :
what if i’m self employed? I don’t take taxes out until i’m filing yearly.
2025-10-06 22:35:25
1
zfdytmi
SilverAgeInvestor :
I've been putting money into my Roth but how do I actually invest it?
2025-10-08 02:47:33
3
_cherielynn_
Chérie Breault :
Whats the best option as far as investing and letting it sit there? I want to set it and forget it!
2025-08-29 01:27:35
11
shift2shop
Ricky 🌊 | Shift To Shop :
Ive got money sitting in a HYSA. Since I can use a roth like a small saving account and I contribute more than the $7500?
2025-10-08 00:32:37
1
sirenbrit
Brit :
Can I use a traditional IRA to move savings interest earned into at the end of the year so I can write it off? I’m clueless if that’s how it works
2025-09-04 23:32:58
5
aminotacat
🍜🥡🍱🌮🍲🧋 :
i love my Roth IRA
2025-09-05 06:02:21
14
seaonca
Sunny :
Yes!!
2025-10-02 18:01:33
1
nhctjoshua
NHCTJoshua :
Do you already have the video for backdoor IRA?
2025-09-22 02:17:08
2
victoriaswingle70
victoriaswingle70 :
if you are married can you each open a separate one?
2025-10-04 16:06:28
2
angeleyes7272
Cheryl💜❌️72 :
wish I started mine years ago
2025-09-18 22:43:30
1
econtreras_esm
econtreras_esm :
If you withdraw the funds from your 403b and then invest it and keep it in the Roth IRA will it count against you for IRMMA??
2025-10-03 23:16:32
3
phill2326
Phil2326 :
Is it smart to buy dividend stocks in a Roth? I know there is a 7k limit a year so would it be better to buy dividend stock in an individual brokerage account and use the Roth for like a target retirement thing or index?
2025-09-01 22:43:15
3
jackiebourg
Jackie :
New at this, my company is going out of business. How do I transfer my 401k money into IRA? Will the money continue to gain?
2025-09-07 02:24:26
1
To see more videos from user @downtoinvest, please go to the Tikwm homepage.

Other Videos


About