@downtoinvest: Roth IRA for beginners: With a Roth IRA you pay taxes now so your money grows tax-free and withdrawals in retirement are tax-free (assuming you meet qualifying factors). You can take out your contributions anytime tax and penalty free, making it flexible like a mini savings account. Income limits do apply (check IRS.gov for current thresholds). And remember that opening the account isn’t enough, you need to actually choose your investments, like mutual funds or ETFs, to grow your wealth. #rothira #retirementplanning #financialplanning #financialeducation #financialempowerment
I opened a Roth with Schwab and I don’t think I’ve put it in (or picked a stock yet) but I’m having such a hard time understanding this part. Is there a video where you explain this?
2025-09-25 19:51:20
35
Mona :
Ive been putting into an ROTH but how do i go about investing
2025-08-27 15:32:48
94
Debbie :
What are your thoughts about opening a Roth IRA in retirement and transferring money from your Rollover IRA? I know I’ll pay taxes on the money now but think it would be beneficial in the long run.
2025-11-05 12:37:51
1
Aubi :
Do you have to provide proof of income or a job to open an account and fund it?
2025-10-09 08:15:06
3
vess :
do I need to make monthly contributions or I can start now and do a bigger lump sum for this year?
2025-10-03 17:03:09
1
Kofi Poku Katakyie :
I thought they said you can't withdraw from roth IRA until 59. you pay penalty when you withdrawbeforethat?
2025-10-06 00:35:35
6
Steve Jones591 :
How do I actually invest the money I have in my Roth IRA through Fidelity? As of now, it’s just sitting there
2025-10-08 17:33:36
4
audreydelaney0 :
The money you put in has to be in the account for at least 5 years, if you take it out before time you will be penalized.
2025-08-29 01:20:53
45
melissa_soto__ :
Do you always earn on a Roth IRA or is there a possibility to lose your money?
2025-09-01 12:28:07
5
ar_e_llano :
Can you make a video on manually manage vs automated investing
2025-10-02 13:13:32
1
Alan Messing :
If I start my Roth at age 59 1/2, then I assume that every withdrawal is tax-free, including the dividend and the contribution?
2025-09-30 15:15:11
1
GageElayne :
What should you do to continue to grow your wealth after you have maxed out your Roth IRA for the year?
2025-08-26 21:16:53
15
Nicolita :
what if i’m self employed? I don’t take taxes out until i’m filing yearly.
2025-10-06 22:35:25
1
SilverAgeInvestor :
I've been putting money into my Roth but how do I actually invest it?
2025-10-08 02:47:33
3
Chérie Breault :
Whats the best option as far as investing and letting it sit there? I want to set it and forget it!
2025-08-29 01:27:35
11
Ricky 🌊 | Shift To Shop :
Ive got money sitting in a HYSA. Since I can use a roth like a small saving account and I contribute more than the $7500?
2025-10-08 00:32:37
1
Brit :
Can I use a traditional IRA to move savings interest earned into at the end of the year so I can write it off? I’m clueless if that’s how it works
2025-09-04 23:32:58
5
🍜🥡🍱🌮🍲🧋 :
i love my Roth IRA
2025-09-05 06:02:21
14
Sunny :
Yes!!
2025-10-02 18:01:33
1
NHCTJoshua :
Do you already have the video for backdoor IRA?
2025-09-22 02:17:08
2
victoriaswingle70 :
if you are married can you each open a separate one?
2025-10-04 16:06:28
2
Cheryl💜❌️72 :
wish I started mine years ago
2025-09-18 22:43:30
1
econtreras_esm :
If you withdraw the funds from your 403b and then invest it and keep it in the Roth IRA will it count against you for IRMMA??
2025-10-03 23:16:32
3
Phil2326 :
Is it smart to buy dividend stocks in a Roth? I know there is a 7k limit a year so would it be better to buy dividend stock in an individual brokerage account and use the Roth for like a target retirement thing or index?
2025-09-01 22:43:15
3
Jackie :
New at this, my company is going out of business. How do I transfer my 401k money into IRA? Will the money continue to gain?
2025-09-07 02:24:26
1
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