Sam | living on less 💸💕
Region: US
Wednesday 27 August 2025 19:25:39 GMT
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stacey :
his advice is out of touch
2025-08-28 01:04:10
34
Shelter Dogs :
$1000 is not enough for an emergency fund any more. He should be telling people at least 2 months of expenses first or you’re going to end up in another hole when you have an emergency. Credit cards aren’t bad for everyone. And he’s kinda mean. That’s why I don’t like him
2025-08-27 22:24:25
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simpleigh_ashleigh :
I got rid of my credit cards because he said so and then during C*ovid I couldn’t buy anything from stores to pickup when you couldn’t shop inside because I didn’t have a credit card.
2025-09-09 14:00:04
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kyla🍒🌸⚡️ :
I 100% agree with you! He’s giving people advice to THRIVE! Yes he’s harsh. Yes he might be extreme. But does it work? 100000%
2025-08-28 00:00:45
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therealoceanman :
I think part of it is his outdated advice a lot of the time but he absolutely teaches a great foundation for financial literacy that a lot of people miss
2025-08-27 21:08:50
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Sara :
Dave Ramsey weaponizes scripture, he’s out of touch and refuses to address many of the systemic issues that relate to money issues and the economy and instead chooses to solely blame each individual when that’s not always the case. While he may have some good points, it doesn’t negate the overall harm of his business and the person he is.
2025-08-28 02:07:44
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sujstyles :
I think the main frustrations that people have with him are that he’s out of touch. There are several calls with people where they’ll list out expenses and list a $2K a month daycare cost, and he’ll start going after them when in reality daycare is extremely expensive and costs that much. This is just one example I’ve noticed!
2025-08-28 03:03:14
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Stacey :
I think people are offended because he’s often right and doesn’t sugar coat it. And they don’t want to do what’s hard, they would rather complain and stay in debt.
2025-08-28 13:21:10
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bgerm824 :
His advice and comprehension of todays economy (for the average American) is extremely antiquated and therefore useless to many. I used to follow him - I worked my way out of debt and built significant wealth using some of his concepts (only when in debt) but also adapting several of his Baby Steps. I personally think he is only relative for a very small portion of a financial health journey
2025-09-10 14:12:39
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Brandi Kristina :
I always tell people Dave Ramsey is great if you’re trying to get out of debt. After that, when you’re in your wealth-building phase, you can move onto someone like Ramit Sethi. We have long moved on from Dave Ramsey’s teachings and I’m so glad that we have moved past him.
2025-08-28 11:27:45
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Brenda and Cody❤️❤️ :
I grew up listening to him why I got money saved
2025-08-27 20:02:54
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Catch Me Outside :
Living within your means is not controversial in the slightest. If that is a new concept to you, Ramsey is a great starting point. But once you start to learn more, you will see the glaring flaws in some of his other advice on topics like investing.
2025-08-28 18:34:15
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Joy | RV Living | :
Personally I think his advice lacks any strategy. I feel like if you have bad spending habits then it will help but there is so much more to dive into and learn. Also, I don’t like the idea of encouraging people to buy real estate as a form of investing. It’s why rent is so high for so many people.
2025-08-28 04:16:44
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Jennifer Stiltner :
Love Dave Ramsey. Did his program and it works.
2025-08-31 23:13:10
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martinleal149 :
I have listened to him for many many years,and I stopped listening to him for the last 5 years,when they started to put new people in there,it's just so just blah,they keep saying the same words ,over and over ,I love the baby steps and we are doing very good ,but love Dave just not anymore else,
2025-08-27 21:36:32
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Kjersty | Debt free journey 💸 :
I know! His program has helped us a ton, I think it’s just not exciting it’s no nonsense!
2025-08-27 20:22:46
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ConservativeMoMom :
They just don’t want to have to sacrifice. So many people are narcissistic and they think they deserve to get whatever they want when they want it. We are down to our last $15k, while putting 2 kids through college and having to buy a new car and saving for a truck. I can’t wait to be debt free and feel that freedom.
2025-08-27 23:23:36
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alotofmamatingsjourney :
Bc he does not live by his OWN RULES!
2025-08-28 17:45:20
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j17237 :
One time someone on TikTok was bashing me because I said we use cheap shampoo just to save some money… I was so confused because I’m like it’s not that big of a deal ??? 🤣🤣🤣 people will find any reason possible to get mad
2025-08-28 18:14:25
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Alyssa Jordan :
I mean he may say things that sound great but he has also sold scams to his listeners that have actively hurt their finances. One specific ex is the timeshare exit company that he advocated his listeners use that service. He takes no responsibility because it wasn't his company but he did tell his listeners to use it without doing due diligence. It's a grift, and a broken clock can be right twice a day, doesn't make it useful.
2025-08-29 16:18:47
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B :
I don't like him but I do follow his plan for the most part. I refuse to tank my savings to $1000 to pay off student loans. I need that savings so I will take my time paying my loans.
2025-08-28 01:18:25
1
Raining :
Living off less than you make isn’t controversial. Not having a long credit history and high credit score is going to make your life way harder than it needs to be. You are lighting $ on fire by paying extra to low interest debt instead of investing. A 1k emergency fund lacks any critical thinking and loses real value over time because of inflation. Anyone who isn’t Dave would just say 1m expenses or highest deductible. An 8% safe withdrawal rate is pure negligence and shows how he doesn’t understand sequence of returns risk. Roth doesn’t beat traditional for many people, listening to Roth beats traditional could cost you thousands of dollars a year in retirement income.
2025-08-28 18:03:09
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Courtney | FNP-S :
We love him in our household. I think he holds people accountable.
2025-08-28 02:22:04
1
Chelsea Kirkpatrick :
His lack of ability to understand the cost of things (like childcare), anti credit cards under any circumstances and his push to buy old unreliable cars instead of low interest loans for new cars are just a few of the reasons I find him to be frustrating…. And this is from a person that only has car and house debt and has always lived within their means.
2025-08-28 11:39:35
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lynnloucks0695 :
those people cant comprehend living below their means. they need instant gratification and are upset because they feel personally attacked because what he says speaks to them.
2025-08-30 02:06:30
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