Ash|•Farm SAHM•|🐴🫶🏽🧺🪿🍒
Region: US
Wednesday 27 August 2025 23:41:06 GMT
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Jennifer Leigh :
My mortgage goes up every year because of tax and homeowners insurance increases
2025-08-28 21:19:29
0
Sarah Sullivan :
Shortsale in this market!! What? You need to refinance these people have scam all over them!
2025-08-28 23:24:12
1
Sharon Brown :
Is it possible to close the Escrow account and you pay PTax and Insurance directly? A lot of mortgages don’t have an escrow account attached. It’s a convenience not a necessity. As long as you furnish the lien holder with POI and taxes are current you should be good
2025-08-28 23:21:26
1
sierrahpboyd :
Mr. Cooper has a 1.1 rating which is based off of TEN THOUSAND reviews on consumer affairs!!!!
2025-08-28 20:50:04
0
user5729525728469 :
Also, please post what mortgage company this says
2025-08-28 23:17:11
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Eva Thorpe :
Get away from Mr Cooper. Refinance! Rocket has been awesome to work with. Good luck!!
2025-08-28 21:45:37
0
It's a Menard Thing :
What loan company is this?
2025-08-28 23:06:20
1
Jennifer :
Contact your State Attorney General’s office
2025-08-28 03:53:23
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Beth :
I’m dealing with Mr Cooper as well! Horrible experience and I so tired I’m ready to just let them have it. Can’t find an attorney to help in my state. They bought my mortgage after my husband passed and have went on my payment as well and sy there is nothing they can do to help me.
2025-08-28 23:07:36
2
Elissa C :
Mr Cooper has a lawsuit against them for malpractices.
2025-08-28 07:11:21
539
Meg Kennedy :
This is going to sound a little nuts probably but get your proof of payments together and call your representative and or senators office. They are there to help you. THIS is a situation that they will be able to help you navigate until you can find an attorney. Sometimes they can help you without an attorney…. Spoken as a former page that has seen a phone from a senator work wonders in getting stuck wheels moving … sending big hugs!
2025-08-28 02:53:31
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Tangi Langley :
Take it out of escrow and put that in an account and pay it monthly on your own.
2025-08-28 23:06:15
1
Grant :
I’m not a mortgage expert but I do know if at the end of the year if your escrow account has funds left over they are released to you via check from the loan servicer.
2025-08-28 20:59:27
0
md721 :
Could you close your escrow? If you have enough equity they may allow this. We were in a similar situation, closed our escrow, and now pay taxes/insurance direct
2025-08-28 20:03:46
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Rosco and Ruger :
this just happened to me but with different servicer.
2025-08-28 23:03:41
1
WVwomanlogger :
Your old mortgage servicer has to notify you of your loan being sold. They must send you a letter at least 15 days prior to loan transfer effective date. The new servicer must send you a letter within 15 days of the transfer date. the sale of your mortgage DOES NOT change the terms of your loan like your interest rate or payment amount . You also have a grace period of 60 days that says bi Kate fees can be charged in case you paid old service instead of new . Contact the CFPB(Consumer Financial Protection bureau).with your questions and concerns . the new provider can change the terms of your current mortgage
2025-08-28 01:50:43
291
Xultar :
I work in mortgage regulatory compliance. Lots of breaches here. File a complaint with the CFPB, if the servicer is a bank do one with the OCC as well, and yes call your state AG
2025-08-28 12:59:21
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Jen Sparks :
Find a local bank! Local lenders in your area are usually better. Don’t go through these big companies they will drag you through the mud!
2025-08-28 22:13:55
1
Christie :
Refinance your mortgage and get rid of this company. Make a formal complaint to better business bureau. Call title company and get advice.
2025-08-28 04:00:06
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munchkinrae :
We had Mr. Cooper for 5 years. Every time our property taxes and insurance would increase & our escrow analysis was done, we ended up having to pay double of what this increase was. So for example if our insurance + taxes went up $1200 for the year, we’d have to pay an extra $2400 split over 12 months to Mr. Cooper. Is this normal? When we moved and our loan was paid off, Mr. Cooper sent us a pretty hefty escrow refund check. I don’t know much about escrow aside from the basics.
2025-08-28 20:46:01
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Candice :
girl you need to consult with a lawyer. this cant be legal.
2025-08-28 00:07:23
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The Pixie Chick :
With the CFPB being dismantled earlier this year, I fear this will start being the norm. I hope you can find a workable solution.
2025-08-28 20:05:31
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Anna :
Report to BBB, file a claim woth transunion, and find a pro bono lawyer
2025-08-28 01:10:41
376
Double Niks :
They put your mortgage in forbearance when they were never instructed to. You need a real estate attorney ASAP!
2025-08-28 20:35:13
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Heather🇺🇸💙🇺🇦 :
If you need food resources, check with catholic charities and local churches they’re the back bone of keeping food in people’s homes in many communities. Some catholic charities organizations even have a discretionary budget they can give one time help with, and this is the kind of payment they’d assist with if they have that program.
2025-08-28 20:01:42
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