@kimberlycfimbres: There’s sooo many other factors to consider. This came to mind as I was driving home from work. Idk maybe now that I see the numbers and I see reality it makes it harder to make to navigate parenthood. #Budgeting #zerobasedbudgeting #financialfreedom #financialliteracy #fypシ

Kimberly| Soft Budgeting 🌸
Kimberly| Soft Budgeting 🌸
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Saturday 30 August 2025 02:12:32 GMT
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yesi.irl
★yesi★ :
Yesss 👏🏼we did Dave Ramsey in 2016-2017 before having my son & it was the best thing we could’ve done. I don’t follow Dave Ramsey any more but it set us up to be financially responsible. We bought a condo we could afford with only one of our incomes & decided that to live the life we want to live (travel, save, etc) we could only have one kid.. & so that’s what we did.
2025-08-30 22:46:18
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cinthiajgalvez
Cinthia ✨ :
Very true. We realized we can’t afford a second kid in daycare 😩
2025-08-30 18:02:37
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kaylak130
user7972089030907 :
💯 Agree with you! I think this way too!
2025-09-01 12:29:51
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soleidialvarez
Soleidi Alvarez :
I completely understand! Right now I am going through a lot trying to figure out if I want to invest in retirement or buy a house. My husband and I are 26 and live in Massachusetts and daycare here is soooo expensive 😭. I truly feel torn too!
2025-08-30 18:01:38
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astridmanifests
ASTRID | baby #4 debt pay off :
I totally get that but you’re also building great habits with your money that you’ll continue with kids! I have 3 i get their clothes second hand, don’t have a nursery or crib or expensive/elaborate set ups. You can have kids and continue to budget and save. It’s an added expense with food and stuff but it’s not crazy. Even birthdays and Christmas we keep it simple and I don’t go crazy with gifts or parties. you can create the life you want with kids 💕
2025-08-30 03:39:52
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janaelizabethsm
Jana Elizabeth :
This is so true.
2025-08-30 11:00:32
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user9869954904143
user9869954904143 :
I absolutely agree!
2025-08-30 13:39:46
2
shannenhill_
Shannen~Entire Life Declutter :
This is true!! I was the one that had kids in my early 20s. However, now I’m grateful we did as I’m heading into my 30s with school aged kids with a complete different mindset. 💛
2025-08-31 00:12:36
2
elizabethhuerta12
Elizabeth Huerta :
We had our first at 20 and our other 2 by the time we were 25. We never thought about “how will we make it work” we just did. It’s definitely a different perspective. Now we sit and think about how much money we’d have if we didn’t have any kids 😂 wouldn’t change it for the world though!
2025-08-30 16:21:03
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veronicaeutler
Veronica Utler :
It scares me too girl 😭
2025-08-30 02:22:03
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joannegonzalez10
Luna Mia :
I wouldn’t have bought a home. I would have bought a 3/2 apartment and called it a life with my husband. I would have also not had multiple dogs. There’s so much that goes into being a good parent, adult, spouse. Money seriously can cause so much stress. 🥺
2025-09-12 23:22:59
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cancel.with.annie
Annie :
Yess I’ve been starting to budget and I love it tho
2025-09-10 01:25:48
0
kevina_53
Kevin A. :
very good insight!
2025-08-31 05:21:45
2
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