@yenshop0202: Lồng Đèn Thỏ Ngọc#dentrungthu #xh #fly

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Saturday 30 August 2025 02:46:55 GMT

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Replying to @Tim Wright ‘Will Labour remove the 25% tax free cash on pensions?’ - Your Questions There are rumours circulating that the government may consider abolishing one of the biggest benefits of pensions – the ability to take 25% of your pot as a tax-free lump sum. For many people, this tax-free cash is a cornerstone of retirement planning. It’s the part of your pension that you’ve worked hard to build, knowing that when you reach retirement age, you can take a quarter of it out without paying any income tax. So what would it mean if this was taken away? Well, let’s be clear – nothing has been announced officially. At the moment, you still have the right to take 25% of your pension pot tax-free, whether you access it all in one go or spread it across withdrawals. But when governments look for ways to raise tax revenue, pensions are often on the radar. If this allowance was reduced or removed, it could mean paying more tax on the income you draw from your pension, leaving you with less money in retirement. That’s why it’s so important to stay informed. Rules can change, and retirement planning needs to adapt with them. If you’re approaching retirement, it might make sense to take advice sooner rather than later, especially if you were relying on that 25% lump sum to clear a mortgage, make a big purchase, or just provide a financial cushion. The message is this: don’t panic, but do prepare. Nothing is confirmed, but knowing the potential impact helps you plan better. And as always, the earlier you start thinking about your pension strategy, the more options you’ll have if changes do come in. #PensionPlanning #TaxFreeCash #FinancialEducation #RetirementPlanning #MoneyTips

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