@jamesproperty_: Avoid This Mortgage TRAP! 🪤 Most landlords pick the “lowest interest rate” mortgage — but that’s the trap. Banks & lenders pull you in with a low interest rate, known as the “headline rate”… …BUT this is rarely the cheapest! Instead, you need to calculate the effective rate which takes into consideration interest rates and other fees, such as the arrangement fee. The arrangement fee is basically what the bank charges you to setup the mortgage. By using my free mortgage comparison tool, you’ll be able to compare mortgages side by side and calculate the real cost, including 2 year vs 5 year fixes! 🔎 James Property Mortgages James x P.S - 20 seats left in JPU (at the time of writing) - don’t miss out this time as there will be a price increase on the next cohort!