@downtoinvest: Roth IRA 5-Year Rule Explained for beginners⏳ Here’s the basics you really need to know: 1️⃣ Your first Roth IRA contribution starts the 5-year clock (even if it’s just $1). 2️⃣ Contributions? You can take them out anytime, tax + penalty free. 3️⃣ Earnings? You need the account open 5 years and be 59½ to withdraw tax + penalty free (or qualify for an IRS exception) * conversions and rollovers have different rules…stay tuned for another video Start your clock early so your money has time to grow tax-free. Education only! #rothira #retirement #financialplanning #financialeducation #financialempowerment
You’re so genius. You’re going to change peoples lives putting all of this helpful info out there in a format that is so easy to digest.
2025-09-02 19:32:47
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Lilac :
Can you explain what to do when rolling over a employer 401k to personal IRA
2025-09-03 16:57:33
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elementaldreamer :
So I contributed $60 to the Roth in my Fidelity app and it says I can only withdraw $0.30..?
2025-09-22 20:17:25
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stinaaaaaw :
I’m 30 and feel so lost. Here for research purposes, I don’t want to be homeless or broke in 30 years
2025-10-12 06:57:47
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Jess :
I have a question 🙂 if I dont qualify for a Roth IRA, cause I’m married, what do you recommend??
2025-09-04 18:51:43
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MzNoWay :
What about if I rolled over funds from my IRA to Roth? The funds in my IRA were all my own contributions & have been in the IRA more than 10 years.
2025-09-05 01:25:04
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dabbind0tz :
What happens if you move a roth from one brokerage to another… does this restart the 5 year rule?
2025-09-19 04:58:54
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🥀Xx.Crissy.xX🖤 :
I have an advisor. My brain hurts with trying to figure out IRAs 401ks..😩
2025-10-25 13:43:33
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K4ym3 :
So if I put in 1,000 and I earn 500 from it just sitting there I can take out 1,000 tax free?
2025-09-04 19:07:42
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meg 🕺🏻✨| nyc :
wait what does the 5 years mean? do you only have 5 years to take out your contributions?
2025-09-05 01:27:25
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MattInTheHat2 :
Could you go over what counts for a special qualified withdrawal before 59.5?
2025-09-02 19:37:44
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Sarah | Millionaire Mom :
Such important information for women to know and understand!
2025-09-04 13:43:21
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Victoria🖤 :
I have a simple IRA and a traditional with no contributions at the moment it’s just sitting do I leave it alone or should I roll it into a Roth? Should I just do one or both or just open a Roth separate?
2025-12-14 20:39:10
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user1728928271 :
is it better to invest in index funds or target dates?
2025-10-29 04:23:33
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Bailey ✨ :
Can you post about income limits? What if you get married mid year, have been contributing, but make too much?
2025-09-04 06:23:44
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Morgan :
Is there combined limit on Roth 401k and Roth IRA in the same tax year? Or do they have separate limits
2025-09-03 20:04:01
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Alyyyy :
What about Traditional IRA? Also whats best to invest on that account?
2025-09-24 23:18:50
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Gasheri254 :
Thanks for sharing this, I was getting so confused
2025-11-01 00:30:27
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J.G. :
So if you have it open for more than 5 years can you withdraw recent contributions as well or do they all need to fall under the 5 year rule to not be taxed?
2025-09-24 02:26:55
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Dough.Bros.Podcast :
Love seeing tik-tokers get it right!! #recordstraight 🔥
2025-11-14 01:27:33
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Aubi :
What happens if that $1000 drops to $800?
2025-10-12 09:41:08
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User :
Waiiiit so you do get taxed in your Roth when you pull money out for retirement or did i misunderstand
2025-09-09 00:24:29
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NailedxAM :
followed !💖
2025-09-06 22:23:33
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streetdividendz :
Thank you for this info. this is a game changer that does not get explained properly
2025-09-13 11:37:14
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ksd3456 :
Could you give us an idea/tutorial on how to start doing the stocks and which are the most stable ones as beginners?
2025-09-07 02:00:02
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