Her Money Mastery
Region: US
Thursday 04 September 2025 18:37:09 GMT
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ihatepickingausername5 :
ok question. I have abt 3k in savings and 4K in cc debt. Should I use my savings to pay off the cc debt? I’m worried what if a big expense comes up or something
2025-09-07 18:45:05
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Nneka :
Your videos have helped me so much. Thank you! I did exactly this plus I did a debt consolidation loan which won’t work for everyone but for me the loan gave me more freedom to continue saving because I have one payment a month which is lower than multiple cc payments a month, lower interest rate and a year where interest rate is even lower. I’ll pay it off within a year or 2 which would not have happened if I didn’t get the loan and just kept paying to my original debt
2025-09-04 22:36:34
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Jas 🤎 :
I agree. I tried paying off debt without a savings twice and ended up back in debt. Savings first!
2025-09-12 20:19:05
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DJchuy2489 :
What if you put it in savings then use that $1,000 to pay off a debt with a big chunk
2025-09-05 18:45:11
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Michelle Holmes :
So build your savings first then start with the getting a month ahead for bills?
2025-09-05 21:24:27
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Vigotall || Save & Invest Tips :
I’ll rather be debt free and then start working towards saving my emergency fund
2025-09-05 20:06:13
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Sunnyside1 :
So true, was paying off my debt, had an unexpected expense with no savings, had to put it on the credit card putting back into more debt…will start to save now, thank you 👍
2025-09-06 06:57:42
3
SammyJe :
Yea, I learned my lesson. I payed one off and now just focusing on building savings for the rest of the year
2025-09-06 11:33:36
1
Amanda | Debt & Routines :
What if I feel like that emergency fund is wiped out every time?
2025-09-05 02:44:30
1
Ice Queen :
Thank you 🙏🏾
2025-09-04 18:59:53
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Vilma Gómez :
Thank you so much! This out a lot into perspective
2025-09-05 03:49:31
1
Elizabeth K Green :
Breaking an already “ working “ cycle is hard. Meaning being comfortable living pay check to paycheck. Moving bills around. Friend I was comfortable too I didn’t like change. I didn’t like to save. I wanted to spend. This process she talks about is as she said tailored to ur spending so YOU can be a successful budget maker and want to do this “ new” way of living.
2025-09-05 11:39:34
1
Christy Zingaretti :
What do you do if you have to use the savings? Do you stop the debt payoff and build the savings again??? This is the cycle I keep finding myself in
2025-10-06 19:45:24
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dammit.lily :
You’re soooo right. I finally decided to lock-in on my debt, and I hit a deer today 🫠
2025-09-10 06:27:34
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BPG :
I’m just starting over and k am starting from zero. This is all new to me. Would you recommend Savings first or beginning retirment?
2025-10-20 04:36:55
0
Sarah :
Vocash app helps me alot actually
2025-11-26 01:42:08
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MK :
This is so accurate!! Nothing hurts more than getting into more debt when you are finally making progress on your debt!
2025-09-30 06:33:52
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Tara + Cole :
about to ask more about HYSA when you said you have other videos for it. 🫶 you're amazing!
2025-10-02 13:47:12
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budgetbestie :
Yes!!! We always have the emergency fund for those unexpected expenses and then rebuild it if we need to use it
2025-09-26 16:50:28
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Fefe :
makes so much sense
2025-10-15 11:27:18
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Long Live Da Boss Lady :
Thank you.
2025-10-24 22:34:36
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user53903625817 :
🥰🥰🥰🙏🙏🙏👏👏👏💪💪💪👍
2025-09-07 18:07:41
1
JusttZanaya :
☺️☺️☺️
2025-09-06 03:53:39
1
misshoneydeww :
🙌🏾✨
2025-09-05 18:42:51
1
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