@mckenzie.mack: I use a HYSA as my Checking Account 💸 👉 the link is in my Stan Store!! I highly recommend keeping a full month of expenses in your checking account to help you stop waiting for payday or timing your bill payments, prevent overdrafting, and help you stay a month ahead of your finances. BUT that also means there’s a lot of money sitting around in an account earning barely any interest. That’s why I decided to switch over to a HYSA for my checking account and never looked back!!!! I use that money every month towards a coffee for me and Logan and it feels like such a fun treat 🥰

Mckenzie Mack
Mckenzie Mack
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Friday 05 September 2025 13:37:13 GMT
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kellybelle94
Kelly :
Does the SoFi HYSA work well with Venmo? Or does it have Zelle?
2026-01-02 17:03:18
10
bg3walker
brysoooon :
I may be a little late but along with the hysa and checking account from SoFi, you opened another hysa. So the first is like the actual checking and the second is the actual savings. Do you direct deposit to both or is the second one through somewhere else?
2026-05-27 20:28:43
0
happyhourmargs
Happy Hour :
This is exactly what I do! I make 70-100 a month in interest!
2025-11-06 21:41:54
87
sprinklesandpumpkin
sprinklesandpumpkin :
Do you get penalized in any way for using the money in a HYSA?
2025-09-09 15:01:52
40
mel_go_hard617
Mel Go Hard :
It’s almost amazing how much I robbed myself of growing my money but having 20k in a regular savings and not HYSA
2025-11-23 02:17:01
31
gmh61790
gmh61790 :
Wealthfront!! I’ve used them all, this is BY far the best and is a high yield checking account!
2026-03-24 12:23:00
5
mcaple1985
Molly :
My credit union checking has a higher interest rate than my actual HYSA right now. I am still keeping it separate since it is too easy to spend my checking account money.
2025-09-05 15:22:12
110
caseygowan.21
Casey Gowan | GA/SC MLO :
If I used a hysa for my Bill Checking basically, is there a w/d limit? I have a bill checking currently with my credit union for all my monthly bills and auto drafts. Could I switch this to a hysa checking account without getting penalized for multiple bill withdrawals each month?
2026-02-05 04:20:10
2
money.lessons000
Money Lessons :
I have an hysa for savings but never thought to do this for my checking too. So smart!
2025-09-07 19:15:21
33
steph.boucher0
Steph Boucher :
Do you still use SoFi?
2026-01-22 00:59:41
5
dayxnxra
DAYA :
sorry I’m so new to this so I stumbled upon your page ❤️, essentially this is like your ‘Bills’ account? bc for a checking acct you’d need a physical card or how does that work for you?
2025-10-19 23:21:27
6
risserrae
risserrae :
I do the same thing with Sofi- I love it. I love their app too.
2025-10-02 15:06:43
0
spinspinsugaa
Nisha-Nisha :
Interesting. The way I have it for me works, BUT that doesn't mean I won't change my mind 😅.
2025-09-05 15:29:10
13
krnvlzz
Ka :
Are you in sponsorship with SoFi?
2026-01-01 16:28:02
2
fromdavie
FromDavie :
I do the same thing. I was tired holding monthly bill money in my checking for free
2025-12-27 04:09:00
2
christinavanegas
Christina Vanegas :
would i get taxed on my direct deposit or is that only for the apy amount?
2026-03-13 01:09:46
0
caseyycaldwell
casey caldwell :
This is so smart
2025-09-05 14:58:40
46
hey.im.sam
Hey, I'm Sam! 🪩📚👻 :
What do you do if you need cash? Transfer to the checking account and use the card at an ATM?
2025-10-28 01:46:11
6
saranthropology
saranthropology :
Can you walk through how to get one month ahead?
2025-09-08 17:01:54
15
cpinnacletravel_erin
Erin|Luxury Travel Advisor :
Doesn’t SoFi have a max dollar amount that they pay the high interest for?
2025-12-26 20:59:02
1
jar0fpickl3s
🌿🪷 :
what do you suggest to do at tax time? turbo tax? hire someone?
2025-10-04 03:42:57
1
shaneikae_
Shaneïka :
If I spend the money I have in my saving account like a checking account do I still have the interest please ?
2025-11-19 21:57:06
3
dude.wit.a.ninjaaa
Prestooo :
Chime and SoFi does this I love it
2025-09-28 11:51:40
3
mirandamoomoo
miranda🪾 :
this is such wonderful advice. on another note i want to make friends with people like you so bad!
2026-01-06 20:37:45
1
annettewrk
annettewrk | HR & Career Tips :
I do the same!
2025-09-26 00:17:57
1
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