@mckenzie.mack: I use a HYSA as my Checking Account 💸 👉 the link is in my Stan Store!! I highly recommend keeping a full month of expenses in your checking account to help you stop waiting for payday or timing your bill payments, prevent overdrafting, and help you stay a month ahead of your finances. BUT that also means there’s a lot of money sitting around in an account earning barely any interest. That’s why I decided to switch over to a HYSA for my checking account and never looked back!!!! I use that money every month towards a coffee for me and Logan and it feels like such a fun treat 🥰
This is exactly what I do! I make 70-100 a month in interest!
2025-11-06 21:41:54
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Steph Boucher :
Do you still use SoFi?
2026-01-22 00:59:41
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Molly :
My credit union checking has a higher interest rate than my actual HYSA right now. I am still keeping it separate since it is too easy to spend my checking account money.
2025-09-05 15:22:12
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Kelly :
Does the SoFi HYSA work well with Venmo? Or does it have Zelle?
2026-01-02 17:03:18
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sprinklesandpumpkin :
Do you get penalized in any way for using the money in a HYSA?
2025-09-09 15:01:52
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gmh61790 :
Wealthfront!! I’ve used them all, this is BY far the best and is a high yield checking account!
2026-03-24 12:23:00
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Mel Go Hard :
It’s almost amazing how much I robbed myself of growing my money but having 20k in a regular savings and not HYSA
2025-11-23 02:17:01
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risserrae :
I do the same thing with Sofi- I love it. I love their app too.
2025-10-02 15:06:43
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DAYA :
sorry I’m so new to this so I stumbled upon your page ❤️, essentially this is like your ‘Bills’ account? bc for a checking acct you’d need a physical card or how does that work for you?
2025-10-19 23:21:27
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casey caldwell :
This is so smart
2025-09-05 14:58:40
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Hey, I'm Sam! 🪩📚👻 :
What do you do if you need cash? Transfer to the checking account and use the card at an ATM?
2025-10-28 01:46:11
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saranthropology :
Can you walk through how to get one month ahead?
2025-09-08 17:01:54
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Nisha-Nisha :
Interesting. The way I have it for me works, BUT that doesn't mean I won't change my mind 😅.
2025-09-05 15:29:10
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Christina Vanegas :
would i get taxed on my direct deposit or is that only for the apy amount?
2026-03-13 01:09:46
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Ka :
Are you in sponsorship with SoFi?
2026-01-01 16:28:02
2
🌿🪷 :
what do you suggest to do at tax time? turbo tax? hire someone?
2025-10-04 03:42:57
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Tyler :
The HYSA checking account through Sofi is only 0.5%. Is that correct? Not sure that’s even worth the switch
2026-06-26 05:37:27
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Casey Gowan | GA/SC MLO :
If I used a hysa for my Bill Checking basically, is there a w/d limit? I have a bill checking currently with my credit union for all my monthly bills and auto drafts. Could I switch this to a hysa checking account without getting penalized for multiple bill withdrawals each month?
2026-02-05 04:20:10
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brysoooon :
I may be a little late but along with the hysa and checking account from SoFi, you opened another hysa. So the first is like the actual checking and the second is the actual savings. Do you direct deposit to both or is the second one through somewhere else?
2026-05-27 20:28:43
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Nic :
What HYSA do you use for your actual savings? I’m thinking of making this switch but I don’t want to keep all my money together haha
2025-11-03 12:43:50
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FromDavie :
I do the same thing. I was tired holding monthly bill money in my checking for free
2025-12-27 04:09:00
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Shaneïka :
If I spend the money I have in my saving account like a checking account do I still have the interest please ?
2025-11-19 21:57:06
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Prestooo :
Chime and SoFi does this I love it
2025-09-28 11:51:40
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miranda :
this is such wonderful advice. on another note i want to make friends with people like you so bad!
2026-01-06 20:37:45
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