@downtoinvest: Wondering how investments are taxed? Here’s a simple breakdown of 3 basics👇 ✔️ High-Yield Savings Accounts (HYSA) – Interest is taxed as ordinary income. ✔️ Dividends – Non-qualified (ordinary rates), qualified (lower LTCG rates), or tax-exempt. ✔️ Capital Gains Distributions from funds – From funds, always taxed as long-term capital gains. ✔️ Selling Investments Capital Gains – Short-term less than 1 yr = ordinary income rates, long-term 1yr+ = lower LTCG rates. ✔️ Capital Losses – Offset gains + reduce up to $3,000 of ordinary income per year. Knowing how interest, dividends, and capital gains taxes work can help you avoid surprises and keep more of your money. These are just the BASICS there are special investments that you can hold in brokerage accounts that may be totally taxed differently. Consult a CPA for questions. #capitalgains #dividends #financialeducation #PersonalFinance #investingforbeginners
Mallory | Personal Finance
Region: US
Saturday 06 September 2025 17:43:19 GMT
Music
Download
Comments
Vice :
You kept it very straightforward and simple……earned a new follower.
2025-09-06 20:27:34
53
Shaniac_NC_1717 :
Max out your HSA and Roth IRA to offset that tax rate.
2025-09-08 02:32:35
20
___.hybrids.___ :
Would I be taxed on dividends if I never moved it into my bank account? I always reinvested the money I got from dividends to buy more stocks (though it’s only fractional shares lol).
2025-09-07 22:01:51
1
Tacoma Tyler :
What about the wash rule?
2025-09-07 00:31:30
4
MRS ALABAMA TENNESSEE :
Does this only apply when you actually buy or sell
2025-09-07 15:17:07
2
Sphilix :
what about having a savings account/retirement account?
2025-09-07 18:27:11
1
omi_ash :
Thank you very much. I see now I should have started with part 1 first ☺️
2026-01-07 00:21:34
2
Drawing Tutorials :
How are long term gains taxed vs short term gains? Great video! Thank you 🙏🏻
2025-09-07 19:16:33
2
Last_ronin_66 :
Always have some emergency money in an hysa. Limit to long term capital gains to 0% if possible. But better to have long term than short term taxes.
2025-10-07 23:32:19
1
elle.yield :
You have the best videos!!🥰 Thank you
2025-09-07 03:27:16
1
Fusé :
This is great!!
2025-09-07 03:42:55
1
idywgwnroxdusy :
Nah I’m good
2025-09-08 17:54:22
0
user008965675566 :
Great explanation. Thank you.
2025-09-06 18:10:48
7
v :
Super well explained, love it
2025-09-07 03:39:39
1
mariah.yosh :
Love how much your videos are chock full of such great info!!
2025-10-23 17:35:14
1
FlushingMike :
👍👍👍👍Thanks for the simple explanation 👏👏👏👏
2025-09-07 23:55:22
1
sledinapeske :
This is SO helpful. Thank you!
2025-09-06 19:46:43
1
Philme :
😁😁😁
2025-09-08 14:37:44
1
Mallory | Personal Finance :
@Ashosaurus
2025-09-26 07:46:42
0
m :
@Mo
2025-09-30 05:39:32
0
To see more videos from user @downtoinvest, please go to the Tikwm
homepage.