@priceofavocadotoast: Here’s exactly how to pay off $9,997 of credit card debt using a debt consolidation loan #financialcounselor #debtpayoff #payoffdebt #creditcarddebt #debtconsolidation

Justin/Haley - 💵 Counselors
Justin/Haley - 💵 Counselors
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Region: US
Monday 08 September 2025 01:00:42 GMT
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ntiburc024
Noel 🇩🇴 :
my credit union denied me saying i have too much debt at 24k
2025-09-12 00:36:18
494
devgoss
Dev :
i work for a debt consolidation company and the amount of emails i get monthly of how much i have helped them tremendously is the best feeling ever…really does give you the financial breathing room while also just having one total bill w one interest rate oppose to 5/6/7 different payments and interest rates!
2025-09-18 08:05:42
129
ta_daaa
Tadaaaaa :
I did a 0% balance transfer instead. There was a 5% fee but that balance is now going down and nothing is being added to it. No interest for 2 years
2025-09-10 17:14:17
764
earseverafter
Earseverafter :
I have around 11,000 in CC debt and everytime I try to apply for a debt consolidation loan I get turned done for “having to much debt” idk what to do
2025-11-08 12:59:54
118
kellie.morgan5
Kellie :
What does your credit score need to be to get a consoldation loan?
2025-09-10 11:41:00
14
kkent99
Kat :
The problem is that people just do a debt transfer to another form and then rack up new debt on the freed up credit cards
2025-09-19 19:51:43
518
jpincubus
user2812477719013 :
What if you have 100k, on 4 cards? Lawyer fees are the worst!
2025-09-08 05:43:11
9
amyurquijo1
Amy Urquijo :
I have a single 13k cc debt, my cc is with a CU. Other than selling things and cutting budget is there any other suggestions? I can’t seem to climb out of
2025-09-21 10:58:35
30
mackenzielee1017
Kenzie ❤️ :
What if you owe more than 10000? Do you keep doing it over and over or try and get a loan to pay off all of them? I unfortunately have a lot of debt at the moment that my plan is to pay them all off within 3 years
2025-09-12 12:55:51
13
jle6262
jle6262 :
lol this is nuts cause that exactly how much my debit is 😳
2025-10-13 02:33:43
93
thenastyfxlrs
thenastyfxlrs :
I looked at my expenses yesterday and realized I was spending about 900 bucks a month on dinners and alcohol.. absolute waste of money. I am cutting both completely out so I can use that saving to pay off my auto loan faster
2025-11-13 07:00:10
36
cohibaes
Cohiba Escobar :
$50 is a meal at McDonalds these days
2025-09-10 17:18:42
264
infamous__society
@︎︎︎: : ︎︎︎ :
I did and they do not want to give me a loan 💀💀💀💀 credit is 520 bruh I’m cooked
2025-09-17 14:13:23
24
mireyadreameravalos1212
Reyna :
I need help.. I'm unemployed now & struggling to pay my cc debt. I only do doordash/instacart
2026-04-23 08:05:26
8
kait2017
Kait :
This is exactly what my husband and I did! We closed out 4 credit cards and “paid them off” with our loan. In one year we’ve paid off over $5,000 dollars of credit card debt. It’s so nice to see that balance actually go down 😩
2025-09-10 16:19:24
94
katie.finance
katie.finance :
Consolidating your debts into one takes a lot of stress off alone.
2025-12-15 02:19:10
9
marciajessop
Marcia :
Am from Trinidad and Tobago
2025-10-24 15:52:56
1
rach.saves
rach.saves :
“I’m calling you in not calling you out” is so impactful for those of us trying to get out of debt!
2025-11-10 14:57:39
44
pamalongadingdong
Pam is anxious :
Eating out is insane. I hate it.
2025-09-21 03:57:09
57
i.am.a.brik
Bri Law :
Our credit union also has free financial counseling services for members, and that was incredibly helpful for us understanding our current budget, financial goals, etc. Credit unions are fantastic 💯
2025-09-10 11:04:45
93
margarita_xoxx
Margsss💕 :
This is really helpful, I wasn’t thinking of my local credit union. My sister used UpStart and had a lot of success with that, would you recommend them?
2025-09-09 21:29:47
42
stfuwh0r7
POVurScrolling :
I have a loan with a $9763 balance at 23.99% interest with one main financial, can I go into a credit union to get a 10k with a much better interest rate?
2025-09-08 05:43:31
24
bricorrielus
Bri pred med journey :
What are options if I can’t find debt consolidation?
2025-09-10 15:02:53
29
yagirlamyyy
Yagirlamyy :
How does a debt consolidation loan compare to a balance transfer? And which do you recommend more?
2025-09-10 06:20:16
25
blondie_dani12
blondie_dani12 :
This is not a mean comment. How do people afford to pay for the program like $375 a month for 12 months. Just genuinely curious how people do it if they are struggling to pay of debt to add another payment. I’d love for help to learn to pay off my debt!
2025-09-09 15:43:40
34
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