@minttalksfinance: Getting your first card is exciting, but also risky if you don’t know what you’re doing. The 3 biggest moves: pay on time, keep your utilization low, and don’t close your oldest account. Most people learn this the hard way — but if you start right, your credit will set you up for years. Follow for more step-by-step game. #money #finance #credit #creditscore #financialliteracy