@oliviamaguiredebtfree: now I use ditch to help me make frequent micropayments automatically #ditchapp #ditchpartner #Budgeting #moneytok #studentloans
Took out $110,000. I’ve paid back $90,000. I still owe $100,000.
2025-10-30 02:19:08
1070
Gabrielle :
Also note student loan interest complies daily, so it actually saves you money to pay 1/2 of your payment 2x a month instead of the full payment once a month.
2025-09-29 07:39:10
2383
PrinceB :
And this is why student loans should have little to no interest.
2025-09-30 07:40:45
4410
Woah :
I’m just not going to pay mine off, tbh. Put me on the lowest payment possible and let it die with me.
2025-10-20 22:13:32
598
Bobby :
I just don’t pay mine and haven’t in 3 years lmao
2025-09-30 21:14:17
339
Saint Laurent Shant 💋 :
my servicer won’t allow principle payments until interest is paid.
2025-09-30 21:52:57
167
ᥫ᭡ Amina ᥫ᭡ :
So what is the solution? What do we do?
2025-10-20 20:50:59
94
•KA¥LA• :
My first year paying back my loans I paid 7000 in interest alone. I wanted to vomit.
2025-10-01 01:22:36
483
TGV :
Not knowing loans had interest is just ignorance
2025-10-03 18:24:59
232
classicswithriley0 :
I plan to reconsolidate and get them away from sallie mae as soon as I can 😭 people say it has helped them a lot so we will see
2025-10-01 22:47:04
36
Caleb ❤️🔥 :
Idc I just pay the lowest option, I’ll be in debt my whole life so like meh
2025-11-19 13:31:53
18
✨ :
My student loan is now accruing $850 in interest per month. 🤦🏻♀️
2025-11-18 06:47:46
20
Brandi :
Girl same. I now owe more than I oringially took out which should be ILLEGALLLL
2025-10-23 22:05:55
237
Marie :
if you can, refinance with anoth3r company like Sofi- its what I did and my account actually goes down now. 😂
2025-10-04 00:02:13
68
holdmeliable :
the ditch app helps me pay it off so much quicker, you can download it in the App Store! It’s so freaking helpful!!!
2025-10-04 17:11:50
46
rachel.lise :
literally i’ve been making monthly payments for over a year now since k graduated in 2024 and realized recently that bc of interest my total loan repayment is more than what i started with
2025-10-16 21:38:25
23
octoberskyrim :
all my goes to interest sadly 😔 I can't do anything about it
2025-10-21 04:56:19
16
user78552267907644 :
I stopped making monthly payments. I went to my oldest loan (& highest interest rate) and paid the specific group off in full instead of giving them money to disperse however they want and it make little to nothing change. I actually am watching my total decrease by paying by group
2025-11-22 11:47:28
9
Bella :
idk why the interest even exist like I didn’t take out that extra money!!
2025-10-20 05:11:59
27
Hannah Fox :
Some loan providers will allow you to make payments towards the principle, but you usually have to call them and specifically say that. Some will say they don’t allow you to make payments towards the principle until the interest is paid off, but there are others that if you continue to state that you’d like to make a payment towards your principle ONLY kindly and persistently, they allow it. Really depends on the bank/loan holder though. But definitely worth a call to ask!
2025-09-29 20:38:37
49
🌟Starla🌹 :
🤬🤬🤬 I made small payments even if I’m in forbarence and not it accures interest daily so screw the umpa lumpa and Elon musk
2025-11-02 06:25:32
7
Libbie West :
wait the same thing happened to me!! what is the ditch app? i saw it in your caption
2025-09-30 16:27:52
17
Jeff :
College grad just learned how loans work. Oof.
2025-09-29 22:04:27
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abby (go to him) ◡̈ :
i was able to take out a subsidized loan for school, the DOE pays the interest while i’m in school and then i get a 6-month grace period after i graduate!
2025-11-17 13:59:31
2
Kate :
This was my method, i want to preface that i only had 26k in loans, and i got a good job out of my degree so if you can’t do this, totally understand. I never took out private loans, i only know federal. With fed loans, i was given multiple small loans with 2-4% interest. Instead of paying towards all the loans all at once, i would pick the loan with the highest interest and tackle that one first and so on, most of my check would go towards the loans too
2025-11-19 14:06:56
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