@tonykador: Which bank card do you actually need in Germany — in 60 seconds we’ll break down Girokarte / Debitkarte / Kreditkarte and how not to lose up to €150 a year on fees. Where to open an account without Schufa, what to take abroad, and how to avoid Fremdwährungsgebühr — a quick checklist with real banks and saving money in Germany. If you’re applying under §24, I’ll show options available to everyone for online shopping and bookings. Bottom line: Debitkarte for daily use and travel, Kreditkarte for hotel deposits/car rentals (according to official data, it handles deposits more smoothly). #украинцывгермании #германиянарусском #Schufa #Girokonto #tonykador

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Region: DE

Monday 29 September 2025 08:09:05 GMT