@growmoneywithmanu: 💸 The silent wealth killer most people ignore? Fees. At first, a 1% management fee doesn’t sound like much. But here’s the truth 👇 Over decades, that tiny fee can drain millions from your future. 📊 Example: 👉 Invest $2,000/month for 40 years. With a 1% fee → ~$9.3M With no fee → ~$12.8M That’s a $3.5M difference—money that could’ve been compounding for you, but instead went to your fund manager. 😳 Even a 0.5% fee could cost you over $2M long-term. This is why smart investors stick to low-cost index funds & ETFs (fees as low as 0.03%). Lower fees = higher returns in your pocket. ✨ Small shifts in where you invest can be the difference between retiring wealthy vs. retiring worried. 💡 Lesson: Fees may look small today, but over time they’re massive. Don’t ignore them. Would you rather pay millions in hidden fees… or keep that money for your future self? 🤔 #InvestSmart #WealthBuilding #FinancialFreedom #ETF #MoneyTips
