@kjkas4: 1. Decided to finally get out of debt 2 budget 3. Debt pay-off strategy 4. Releasing more money 5. Building an emergency fund 6. Building in joy and keeping going Debt is really difficult thing to tackle. I have found that recently, my motivation is dipping and I feel like I could easily fall back into more borrowing. But I remind myself of my goals and why I’m doing this. Of course if your income is not able to cover extra payments and/ or you feel like it’s too much to mange I would suggest getting in touch with Stepchange or Citizens Advice. They are charities who help people manage their debts. You don’t need to let it consume you or overwhelm you! You’ve got this!!! #debt #debttok #debtfreecommunity #debtpayoffplan #fyp

✨✨ KJ ✨✨

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Wednesday 08 October 2025 07:53:24 GMT