@thelegacyinvestingshow: Most high earners dump money into a 401(k) and call it a retirement plan. But the wealthy use it as a *transition account* - a bridge from taxable to tax-free. This is the Roth conversion ladder. Done right, you get decades of tax-free compounding and pass it down untouched by the IRS. If you’re making $150K–250K and planning for retirement, this strategy separates those who just save… from those who build wealth that lasts. Save and share this if you want more gems like this in the future!

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Thursday 09 October 2025 22:00:04 GMT