@mom_to_millionaire: Retirement accounts (401k, IRA) can’t be accessed without penalty until age 59 1/2. If you decide to retire before then, plan your bridge accounts EARLY! HSAs help cover medical expenses tax free (but can be taken without penalty for any reason at age 65). Brokerage accounts allow you to invest after tax money that you can withdraw any time. Home equity gives you wiggle room if you need it. Be thoughtful and plan early so your dream life doesn’t get derailed by lack of cash! #financialindependenceretireearly #financialfreedom #financialliteracy #retireearly

Dione, AFC®✨ Money Matters

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Saturday 11 October 2025 17:12:00 GMT