@rachelcruze: Did you know it’s actually good to spend your money? A healthy budget includes giving, saving, and spending! How much you budget for fun money depends on your income, goals, and where you are in the Baby Steps. The key is having a plan that works for you. If a 12-year-old can budget, so can you! #moneytok #Budgeting #bestbudgetingapp

Rachel Cruze
Rachel Cruze
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Region: US
Monday 13 October 2025 15:01:26 GMT
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mayrachavez339
Mayra Chavez :
Sounds like he was looking for ideas to grow his money, not to purchase a depreciating asset. 😅
2025-10-13 22:22:42
373
chrischvac
chrischvac :
They failed the assignment telling him to open a Roth was the goal
2025-10-14 21:43:47
80
shar_in_seattle_ish
shar_in_seattle_ish :
Well this was adorable
2025-10-13 15:17:11
72
nancykahler
nancykahler :
he'll be a millionaire one day.👍
2025-10-14 05:12:12
145
kristinahelenab
Kristina Helena :
this kid is going places in life, his parent are raising him right!
2025-10-13 17:19:14
36
btadd
Btadd :
solid kid. crazy that we have the same financial plan. saving for a new car and spending money goes to video games. 😂😅
2025-10-13 22:25:20
46
pls1088
Pls1088 :
I love him! He’s such a smart kid and already has a great head on his shoulders! He keeps this route and drive, he’s going to be a millionaire in 10 years!
2025-10-13 15:21:20
37
confessionsofamarinevet
MulanTheMini :
That’s going to save him a lot of money when he is older instead of paying someone to fix all of it
2025-10-13 20:30:30
64
tmcgowan198
tmcgowan198 :
Personally he sounds like he doesn't need to be thinking about a car, he needs to be thinking about CDs, mutual funds, & something he can buy at his age to get the best return.
2025-10-15 02:29:06
11
gemmabutterworth45
Gemma :
what an amazing young man, parents should be so proud 👏
2025-10-13 17:31:30
14
2025_momma_p
Momma P 😎 :
the hands on learning is just as important as money decisions!!!
2025-10-14 22:36:52
8
fordgirl1987
Fordgirl1987 :
I’m 38 and don’t know how to fix that stuff haha. Way to go kiddo. She’s spot on, money aside, the experience and knowledge he’s gaining will help him so much!!
2025-10-13 19:54:03
6
koramf
Koram Flores :
why do them need to have a car at 16? That is NOT a must at 16. I'd tell them to put their money to grow in a brokerage account with some decent advice of what good investments are. Figure out about a car LATER
2025-10-14 15:29:40
8
godfreyosho
Godfrey :
awwwn cool child
2025-12-15 20:49:48
1
fride_bride
🇨🇦🇨🇦fride_bride🇨🇦🇨🇦 :
4 years goes by fast lady 😂
2025-10-14 20:08:40
10
tkirsch88
Tkirsch88 :
This is amazing! Good for him!
2025-10-13 15:22:07
12
hammyb97
Hammyb97 :
Great job Rachel
2025-10-14 03:34:23
10
lukedeal0
Luke Deal :
I’m 33 and I’m just now starting the conversations and questions that he’s asking. What a wise kid!
2025-10-13 22:10:33
12
cindylouhoo1112
Cindysmith1112 :
This made me so happy!
2025-11-02 18:17:31
3
k9.defense
Sara Hedström :
Invest girl!!😍
2025-10-14 13:03:09
1
kn0ff
Grace :
This is so awesome
2025-10-13 15:59:47
5
carlyne230
Random person :
He sounds like my brother at that age and it made me realize how old he is getting
2025-11-18 04:54:33
1
bobraham76
Bobraham :
LEGEND. Parents= good, Kid= good. Well done. I think I need to listen to this podcast. You could probably teach me a lot. I hope you and your followers have a great day.
2025-10-15 10:17:51
2
pondy81x
Danny :
Where is the advice?
2025-10-15 20:25:32
3
angel.genx
Angel | GenX :
I think his question was more how to invest, this kid is very smart.
2025-11-02 14:58:49
1
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