@lurrybirdy: Escrows are one of my most common questions I get from clients. Keep in mind there’s more costs than just a down payment when buying a house! #Mortgage #mortgageadvice #firsttimehomebuyer #mortgagetips

lurrybirdy
lurrybirdy
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Region: US
Thursday 16 October 2025 13:18:33 GMT
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kleeklee20
Ella :
Why is my escrow goes up 2200 every single year. I am going crazy
2025-10-17 16:31:12
40
the.joec
the.joec :
Pay extra into your escrow especially the first 2 years after buying because you will have a shortage which none of these ppl or realtors tell you.
2025-10-16 18:24:07
451
bp02489
Brandon :
Nobody likes paying taxes but of all of them, property taxes HAVE to be the most outrageous one both in cost and in concept. Having to continually pay the government for something you already own is absolutely insane and totally ridiculous.
2025-10-18 13:54:20
1959
ypeachyyy
Ypeachy :
Don’t buy a house unless you have at least 20% down …. Trust me.
2025-10-20 16:15:40
334
edith_puthies
MessyButSexy :
everything is a scam in US
2025-10-18 04:03:45
1730
jessbraeunle
Jessi :
WE SHOULDA BEEN TAUGHT IN SCHOOL👏🏼👏🏼👏🏼
2025-10-16 17:17:09
3762
diydaddy_
diydaddy_ :
Rule #1 Don’t buy a a Dr Horton home. rule #2 if you do a FHA loan and can put down 10% do it so your mortgage insurance can fall off after 20% without refinancing if you got a good rate.
2025-10-17 21:43:13
881
cakedd.93
Cakedd.93 :
Just saved 1K and I’m realizing that maybbeeee owning a home is a fever dream 😭😂
2025-10-18 16:41:14
1137
doglover1965
Doglover1965 :
I am a fan of having taxes and insurance built into my mortgage. I don't want to worry about saving for them and paying them myself 👍
2025-10-18 11:44:20
442
candicebizzo
GusTHEgolden :
We got into our home with $0 down. Nothing was due at time of closing.
2025-10-16 18:53:22
136
mostly_ghostlyyy
Ray✨ :
Why can’t we pay these things ourselves? I’ve heard of lenders not paying at all or on time and then the homeowner being in a pickle
2025-10-17 17:21:42
37
ldw1997
l a c e :
I’d kill for $200 a month in property taxes 😭😂 mine are like $500
2025-10-16 18:42:17
114
j366ro623
j366ro623 :
I’ve been paying mortgage on my house for 18 years and NO ONE ever explained it to me this way! Thank you! If there is an overage, what happens to that money?
2025-10-18 12:27:56
37
babyangeljr22
Dee_constantino :
You need to make a video from beginning in to end of the home buying process
2025-10-18 03:12:27
54
porsha_2
PrettyPorsha💕 :
You can also pay your home insurance separately. Like directly to the company (if you can) to lower your monthly mortgage. I osy mines in full, so my monthly mortgage is less. Helpful information thanks girl.
2025-10-18 01:37:29
88
fvckronny
fvckronny :
I watched this whole TikTok with no intentions of buying a house
2025-10-18 01:16:24
121
vannym24
Vanny :
So long story short just rent
2026-04-25 22:20:10
7
sam.draws.bottles
Sam draws Bottles :
This was very helpful because every time I’ve seen people talk about escrow they never actually explain it lol
2025-10-16 17:57:28
681
jen76b
Cooper's Mom :
I wish more people talked about escrow. I didn’t understand why my payments kept going up every year. I just started putting more into escrow each month and figured out that fixed it
2025-10-18 15:55:12
77
tiffpoline
Tiff :
Can you make a video on an itemized lost of everything we need to save for? Especially the things like this no one tells us about
2025-10-18 11:17:18
53
emetp1
Lessons&Value :
You can also have your own savings (escrow) account and pay your property taxes and insurance on your own. You can put your estimated or exact amount into a high yield savings account and use that account to pay those fees.
2025-10-22 12:52:08
101
simplytrish1
simplytrish :
I put 3.5% down on a $390k house. Still paid 36k total by signing day. 😫
2025-12-09 05:00:46
9
_karengarciaa
_karengarciaa :
Something that NO ONE ever talks about is yes every month escrow is being taken out from the monthly payment but you also have to be giving extra $$ towards the escrow throughout the year or else you’ll be short at the end of the year and your mortgage payment goes UP 🫠 (I learned the hard way)
2025-10-18 14:00:13
37
figs_210
Texas ⭐️ 🇺🇸 :
I’ love how you explained all this but not one person ever talks about how you can get a home with zero down. Can have your closing cost pad for and can probably get a home with less than 1000$. That’s what realtors should be selling.
2025-10-17 12:28:52
21
richardgarde848
richardgarde848 :
and for the people on here, you're better off not to have your taxes in on your mortgage that allows them to keep $1,400 to $2,000 over what your taxes are. they'll give it back to you in 2 years but why let them hold the money? pay your own taxes that way they can't hold your money for 2 years
2025-10-17 17:41:54
55
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