Joseph Rodriguez
Region: US
Monday 20 October 2025 17:00:58 GMT
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Real_Currency :
You start over in payments..
2025-10-20 18:39:26
1546
Lisha Jae ❤️ :
I refinanced my car from Capital One to a Credit union…. Payment went from $526 to $300 even
2025-10-21 00:09:50
511
nickname :
You’re also restarting the clock so you’re into it longer. That’s the downside.
2025-10-21 14:53:52
571
key :
Downside of refinancing is that you have to buy the gap insurance again
2025-10-20 21:17:03
63
King Davion 🐐 :
I refinanced from Westlake at 15% to Navy Federal at 8%
2025-10-20 17:26:17
363
K✨ :
How long do you have to wait to refinance?
2025-10-20 18:31:29
104
Tyler :
refinanced 84 months 22% to 60 months 12%
2025-10-21 04:35:22
240
Gold Phoenix :
I’ve refinanced my car twice and never extended my term. Definitely got a lower payment and interest rate both times tho plus two paid off auto loans on my credit
2025-12-07 14:08:42
45
ice040274 :
That’s only if you get a better rate. If the rate is the same or worse, then there’s no point of refinancing your loan
2025-10-21 03:43:13
152
Kbear :
Refinanced with my own credit union and got a lower apr and lower payment 🤷🏻♀️
2025-11-26 20:01:47
85
AlphaMinion608 :
I have 28 months left with 3.35% if I refinance I’d be looking at 7+% I see no upside
2025-10-24 13:35:26
19
NoStar.Kevin :
Where to go to refinance your car
2025-10-20 17:40:32
20
Summer :
I need to do something because this $700 payment is KILLING me 😩
2025-12-16 19:39:45
54
Danny :
Pay towards your actual loan and some to the principal. It’ll make the payments go by faster. For example, if your payment is $300 and you want to pay $400. Pay the $300 and the rest to the principal! Hope this helps.
2025-11-12 19:50:28
18
︎︎︎thatwhitemaro_ :
i got a letter in the mail about refinancing!!! How do i know if it’s a scam or not
2025-10-21 02:16:57
13
Andy B :
I saved 10 months of interest refinancing to USAA.
2025-10-20 22:51:38
141
Trin :
I currently have 9% with Kia idk if I should try to refinance it would be nice to get it a little lower
2025-10-20 17:56:56
10
LA2D0WN :
Toyota gave me 5% I feel like I can push more but I don’t want to get another hit on my credit card
2025-10-22 03:53:34
0
Raymond M Lochner II :
I got a car at 12% at kia waited a mouth and refinanced at 6%
2025-10-22 10:56:48
12
BlueSpectre :
Amortization schedule, you start it over. Thats the downside
2025-10-20 22:39:49
12
. :
Isn’t there an origination fee to refinance ?
2025-10-20 17:31:58
8
JB :
would you consider a 9.69% interest rate high? 764 credit score
2025-10-21 04:02:33
1
ahfunnyclips :
Yeah but no more gap
2025-10-21 10:12:19
4
patrick kobialka :
do you need to have money down again when you refinance?
2025-10-23 15:20:56
1
StonedGoku420 :
you fully restart your payments from the very begginning if you refinance. dont do it.
2025-11-05 22:54:09
1
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