@ethancreditrepairguy: Maturing is realizing that once debt is sold to a 3rd party collector, the original creditor no longer owns the debt. There’s a legal loophole that allows you to permanently delete collections if you find violations 🙌 #creditrepair #fixmycredit #creditscore #credittips #creditrepairservices goodcredit badcredit collections debt creditor creditcards fyp viral foryoupage
I pay my debts just as soon as congress gets around to paying theirs
2025-10-23 16:13:17
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🇨🇦Lyndon🇨🇦Lucier🇨🇦 :
Yes your debt being sold to "collections" means your debt was bought at a loss and your debt is closed with the original company now the people that bought said debt have ZERO legal authority to collect that debt because you NEVER had any contract with them 🤗
2025-10-24 23:42:04
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Some1 :
I ignored mine for 8yrs and they started garnishing my check. So I wrote a letter to the judge explaining I tried to pay and they refused to accept anything except full payment. Judge waved it all. Phew 😮💨
2025-10-23 17:04:14
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NRLGal :
Or just don’t pay for 7 years and it drops off your file.
2025-10-23 09:33:24
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Twccam :
Maturing is paying your debts
2025-10-23 11:36:07
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faerrayice :
When I realized the government can just spend money they don’t have, I followed suit.
2025-10-23 17:11:37
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mar10 :
People in the comments - people don’t go into debt willingly most of the time… it’s expensive out here and the credit card companies/banks are killing people with interest. It’s literally designed to make most people fail. They hope you do so they can write it off. This is why they will give someone a card with no job a high limit
2025-10-23 12:10:17
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Interplanetary Tax Collector :
Maturing is realizing you shouldn’t get legal or financial advice on TikTok
2025-10-24 21:11:44
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Alex :
That is true. I've worked im Debtor /Creditor Law. Even in Civil Cases in Ontario, never acknowledge anybody you owe them money. If it's been two years there's nothing they can do about it.
2025-10-23 03:33:26
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alex__.re :
Maturing is not taking on debt you can’t pay back, besides medical bills
2025-10-23 15:56:31
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Kg0222 :
its not a violation to sell to a 3rd party, hence not a loophole to clear your debt. maturing is reading the terms and conditions you signed instead of listening to this dude
2025-10-24 03:29:51
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lisa conway :
How does this work?
2025-10-23 22:18:06
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Jeff Rob :
They have no standing to collect since they never loaned you anything. Debt was paid in full when they brought it .
2025-10-24 09:51:13
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Odinson1968 :
if only this was true
2025-10-23 20:44:59
5
makenosense0101 :
Pay your debts… be sure to remind our fed govt - $30 TRILLION & counting. The wealthy (corps especially) write off debt all the time. Y’all ‘regular’ folks should learn to play the game of the system you live in.
2025-10-23 14:45:57
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humanlindsey :
Ok but how? What do I say to the third party?
2025-10-23 17:59:43
5
yeahihello42 :
how do you even pay collections? I forgot to pay a medical bill and it went to collections it said but nobody has ever reached out to me trying to collect. I just wanna clear my debt is only like $200 and collections prob only want $5 lol 😭
2025-10-23 20:39:57
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Bforebay :
how?
2025-10-23 22:10:12
5
mpays55 :
Can you do that with student loans
2025-10-23 20:31:21
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Sammie🥀 :
That time they sold mine for pennies to a third party and then that third party came after me with a law firm. County police left a summons on my door 🥰
2025-10-23 16:21:41
8
Carleen :
I need help with debt
2025-10-23 22:40:48
7
Meg :
I am getting garnished for a medical bill from 2008, so...
2025-10-24 02:03:38
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2K4S :
never pay collections - damage is already done - my credit reset in 7 years and been rocking high 700s to low 800s ever since it recovered
2025-10-28 16:47:07
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Angela :
You still owe the debt.
2025-10-24 19:30:21
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Jesus/of/Suburbia :
These are the same people who think you dont need a license if you are just "traveling"
2025-10-24 07:33:42
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