@doitduit.hy: 3 insurance hack 🤑 1️⃣ Medical Insurance first, then only critical illness & life insurance 2️⃣ Don’t over-insure – A right coverage is better than a big coverage (e.g. RM1mil + critical illness > RM5mil without) 3️⃣ Life/Family insurance 3x your annual income Zurich Insurance & Takaful offer affordable plans that you can customise based on your needs 🤌🏻 Remember, insurance & takaful are meant to protect you, not to burden you 💆🏻♀️ #CareForWhatMatters #ZurichMalaysia