@wise.future.books: You need a cash reserve! Investing makes significantly more than saving in the long-term but those investments go up and down in value. The stock market can lose a third of its value in one year. If that is the year you need the money you will lock in your losses when you sell investments. Aim to build up a cash reserve of around 3 months spending before you start investing. #financialfreedom #livethedream #peaceofmind

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Thursday 23 October 2025 16:20:32 GMT