@downtoinvest: If you max out your Roth IRA and start early you won’t regret it ✨ Education only. Investing is subject to risk including risk of loss. Based on 7k annual contribution for under 50 and 8k for age 50+ assuming an 8% annual return and contributions until and including the age 65. Contribution limits for Roth IRAs are subject to change and likely will change with inflation annually. There are income limits for eligibility to contribute to a Roth IRA.
I have so many 401k and Roth ira questions I need help!
2025-11-17 12:00:24
7
gooogle45 :
What if you don’t qualify for Roth IRA? If your income is high, then what’s the alternative
2025-11-20 05:11:32
5
0therwhere :
I'm just going to move to Thailand to retire. Live like a king with 500k
2025-11-19 19:14:36
79
ki :
I work in government and plan to indefinitely, should I still have a Roth IRA/401k if I’ll get a pension?
2025-11-15 21:27:02
71
Felilah May :
I’m almost done with age 20, but I will start!
2025-11-17 06:48:27
67
Dmiller203 :
Mines maxed out for the year right now but I’m at a 32% return for little less then 3 years
2025-11-16 01:28:34
28
RosanaRosales95 :
Where the heck are we finding an 8% return? Just curious, my job offering 3%
2025-11-28 04:09:44
8
Brittanyann🆘🇺🇸 :
I need someone to teach me exactly what I’m doing. I would love to set one up for my children.
2025-12-30 18:14:46
2
MJ :
we're getting a new opportunity for retirement. the new provided is fidelity. which i believe has a Roth option. should I be switching from a 401k to a Roth now? I'm 34. I just started 6 years ago so I'm very low.
2025-11-16 12:55:42
15
ceoofchickenparm :
What percentage of my paycheck should go into my Roth
2025-11-14 17:59:58
11
user1337410784978 :
Do we have to contribute 7,000 a year, or is that only the most we can do in a year?
2025-11-15 22:27:17
32
Shelley 📚✈️☕️ :
I wish I started mine way earlier. Just opened my IRA this year at 35 but at least I maxed it out!
2025-11-24 20:23:13
23
oldaccount_ale_ :
So what happens to the money once it’s maxed out? What happens if you don’t max it out?? Trying to find information on this
2025-11-13 12:53:35
21
rusty_reads :
Should my husband and I open a joint Roth and contribute together, or open separate accounts? We don’t make enough to max it out individually
2025-11-12 14:51:37
17
rachel 🪿 :
What’s the max out for 2026? And is this with investing it?
2025-12-02 19:58:17
1
Lolabug1313 💙🌈 :
Sister we are broke 💔
2025-12-17 03:50:51
2
Brianna White :
What about 25?
2025-11-17 17:32:32
12
Katana :
How do you start one!
2025-12-08 06:38:31
2
8913yy34 :
ugh . Im 54! To late to start . I want to retire at 62
2025-12-19 15:52:54
1
user980337284109 :
maxxed it until I couldn't. now what?!
2025-11-28 17:13:08
3
Riley Argall :
How much do you contribute to max?
2025-11-29 02:02:20
4
_shaylaclark_ :
How do I know where to invest it to focus on just growth
2025-11-18 20:34:39
1
Rosa :
My son will finish his BS in Finance Analysis and Management, he is only 22 so I am hoping that he can a part- time job while he finish his master and start a Roth IRA
2025-12-11 03:51:45
1
Allpeggypegs :
im 40 i only have 401k should i start roth ira now or is it to late
2025-12-16 21:16:30
3
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