@downtoinvest: If you max out your Roth IRA and start early you won’t regret it ✨ Education only. Investing is subject to risk including risk of loss. Based on 7k annual contribution for under 50 and 8k for age 50+ assuming an 8% annual return and contributions until and including the age 65. Contribution limits for Roth IRAs are subject to change and likely will change with inflation annually. There are income limits for eligibility to contribute to a Roth IRA.

Mallory | Personal Finance
Mallory | Personal Finance
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Region: US
Sunday 26 October 2025 17:49:13 GMT
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knightfinance
bruck053 :
Started my daughters off at 15 when they got jobs
2025-11-16 17:48:21
372
jacquelineharvey22
Jackie :
I have so many 401k and Roth ira questions I need help!
2025-11-17 12:00:24
7
gooogle450
gooogle45 :
What if you don’t qualify for Roth IRA? If your income is high, then what’s the alternative
2025-11-20 05:11:32
5
0therwhere
0therwhere :
I'm just going to move to Thailand to retire. Live like a king with 500k
2025-11-19 19:14:36
79
sapphicki
ki :
I work in government and plan to indefinitely, should I still have a Roth IRA/401k if I’ll get a pension?
2025-11-15 21:27:02
71
felilahm16
Felilah May :
I’m almost done with age 20, but I will start!
2025-11-17 06:48:27
67
millertime2255
Dmiller203 :
Mines maxed out for the year right now but I’m at a 32% return for little less then 3 years
2025-11-16 01:28:34
28
rosanarosales95
RosanaRosales95 :
Where the heck are we finding an 8% return? Just curious, my job offering 3%
2025-11-28 04:09:44
8
brittafull90
Brittanyann🆘🇺🇸 :
I need someone to teach me exactly what I’m doing. I would love to set one up for my children.
2025-12-30 18:14:46
2
lilmzmaryjane
MJ :
we're getting a new opportunity for retirement. the new provided is fidelity. which i believe has a Roth option. should I be switching from a 401k to a Roth now? I'm 34. I just started 6 years ago so I'm very low.
2025-11-16 12:55:42
15
ceoofchickenparm
ceoofchickenparm :
What percentage of my paycheck should go into my Roth
2025-11-14 17:59:58
11
user1337410784978
user1337410784978 :
Do we have to contribute 7,000 a year, or is that only the most we can do in a year?
2025-11-15 22:27:17
32
shellbell.strong
Shelley 📚✈️☕️ :
I wish I started mine way earlier. Just opened my IRA this year at 35 but at least I maxed it out!
2025-11-24 20:23:13
23
oldaccount_ale_
oldaccount_ale_ :
So what happens to the money once it’s maxed out? What happens if you don’t max it out?? Trying to find information on this
2025-11-13 12:53:35
21
rusty_reads
rusty_reads :
Should my husband and I open a joint Roth and contribute together, or open separate accounts? We don’t make enough to max it out individually
2025-11-12 14:51:37
17
rachel_elizabeth1
rachel 🪿 :
What’s the max out for 2026? And is this with investing it?
2025-12-02 19:58:17
1
lola133196
Lolabug1313 💙🌈 :
Sister we are broke 💔
2025-12-17 03:50:51
2
briannawhiteee
Brianna White :
What about 25?
2025-11-17 17:32:32
12
kbet
Katana :
How do you start one!
2025-12-08 06:38:31
2
cupcake21229
8913yy34 :
ugh . Im 54! To late to start . I want to retire at 62
2025-12-19 15:52:54
1
kymbobalink
user980337284109 :
maxxed it until I couldn't. now what?!
2025-11-28 17:13:08
3
rileyargall
Riley Argall :
How much do you contribute to max?
2025-11-29 02:02:20
4
_shaylaclark_
_shaylaclark_ :
How do I know where to invest it to focus on just growth
2025-11-18 20:34:39
1
rosa274001
Rosa :
My son will finish his BS in Finance Analysis and Management, he is only 22 so I am hoping that he can a part- time job while he finish his master and start a Roth IRA
2025-12-11 03:51:45
1
allpeggypegs
Allpeggypegs :
im 40 i only have 401k should i start roth ira now or is it to late
2025-12-16 21:16:30
3
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