@elliewfrazier: unfortunately, the 50 / 20 / 30 rule doesn’t work well for a lot of people these days when budgeting. here’s how I’d budget a 65k salary living in Greenville, SC (relatively low cost of living!). These are pretty accurate numbers for our monthly spending, but let me know if this is helpful! 💌 #Budgeting #costofliving #savingmoney #debtpayoff #budgetingtips

ELLIE FRAZIER
ELLIE FRAZIER
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Monday 03 November 2025 19:49:32 GMT
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cdh10128
CDH1012 :
Where are you living in Greenville for that cheap? It’s one of the most expensive places to live in SC.
2025-12-29 23:53:34
12
heyitsmeaaaaaa
Mea 🫶🏻 :
Trying to fathom how my take home is only $1,400 more a month and I make double that salary
2025-12-03 05:07:36
135
megsimmons107
Meg Simmons :
Hey— want to make sure you applied for your 4% primary resident tax, because SC automatically applies 6% at closing. If it's your primary residence, you shouldn't be paying more than 4%. They are very sneaky in this state
2025-12-26 00:05:10
26
lil.unfiltered
L :
I’m confused. You bring home over 5k with 65k salary? I bring home the same and make over 20k more 🤔 in SC. There’s no way this accurate lol…
2025-12-31 05:34:40
58
emmarogers3282
Emma Rogers :
Taxes are double that!!
2025-12-02 23:54:08
17
kaylea_joann
Kaylea :
Trying to fathom health insurance that is that cheap 🤯
2025-11-03 22:05:47
108
lizmarie.fowler
Liz Fowler :
Love to see a realistic salary/budget breakdown!
2025-11-03 23:48:52
8
xoxolisaannxoxo
xoxolisaannxoxo :
what’s it like making 65k here??? we’re barely scraping by on that 44k
2025-12-30 22:44:09
7
brookpittman3
Brooklyn Rigg :
what about federal tax? I make 80k and barely take more than this home monthly with way less of a 401k contribution.
2025-12-03 03:32:26
17
manateelover17
katie hawkins :
This is so helpful!!
2025-11-03 20:03:45
1
carriderline
Hannahshops :
We need to take into account - property tax, home insurance etc
2026-01-26 14:39:06
1
yeli.heidecker
Yeli Heidecker :
Our health insurance is over $1k with the whole fam 😭😭 I used to pay $150 just for me
2025-11-05 03:03:24
11
the.chelsea.ann
ChelseaBell :
No car payment, gas or car insurance? I would love to hear more about the high yield savings account. I’ve heard things but I struggle with it just being an online bank option for the best rates.
2025-11-03 23:41:06
25
illy62047
illy :
$609 for taxes for the whole month? That’s not accurate. It should be way more
2025-12-28 22:05:39
12
sincerelysummer__
Summer :
This is a good breakdown! I live in a high cost of living area unfortunately but my husband makes more than me so that helps 😂
2025-11-03 20:34:21
5
sashasdailylife
Sasha | health + wellness :
Dang not my gross being 8.3k a month and net only being a little bit more than yours 😭
2025-12-03 01:59:32
10
psychiclexi_
PsychicLexi_ :
the math is not mathing
2026-01-01 19:37:40
1
andriananiko0
Andriana Niko :
No car? Insurance?
2026-01-01 05:52:15
1
ashmmadrigal
ashmmadrigal :
Wait! Isn’t your mortgage larger than that? Is the usual rent about that price? I’m so intrigued by all your finance content!
2025-11-04 00:04:02
2
carly_dawwwson
CARLY ANN :
Could you do this for 60k???
2025-11-04 02:27:24
2
jessicacody_
Jessica Cody :
Is this with you and your husband or just your salary?
2025-11-03 20:00:02
0
realjaredclary
Jared :
Federal taxes? I live in SC and taxes are roughly 30-50% depending on income level. Filing taxes as single, not claiming yourself as a dependent with an 80k salary you bring home approximately $2,100 after taxes, maxing out your 401k, HSA, Roth IRA with an employer match. So at $80k salary $65k isnt bringing home more…
2025-12-28 23:38:28
2
taramiller2021
Tara Vlogs ✨ :
I love Greenville- but it’s so expensive haha
2025-12-02 23:52:09
2
vfmeadows
Tori :
More on a high yield savings!
2025-11-03 20:43:24
2
kaitmyers
kaitmyers :
I gotta reign in our spending. 😅
2025-11-04 00:44:53
2
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