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@jaynichoee: 🫵🏻

Jay Nichoe
Jay Nichoe
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Region: ID
Friday 07 November 2025 12:53:51 GMT
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Comments

fahri.riza
ℵᴜꜰᴇʀᴢ :
huhhh andai hubungan ku gini🥀
2025-11-08 14:10:35
16
yannkiisajaa
iyannnnnnnnnnn. :
besoknya gitu lagi🗿
2025-11-08 09:28:07
152
fadlyyhagu
liongtin_10jt :
ego+ego=?
2025-11-15 05:34:51
1
brooto_diii
￴￴ :
sakit bg😞
2025-11-07 12:57:18
4
daypaa7
unknown🤷🏻‍♀️ :
cowoku aja gapernah ngomong gni ke aku heehe
2026-02-01 15:01:16
0
adhline33
Line🧚🏻‍♀️ :
pacaran kah bang😔🗿
2026-01-27 15:27:40
0
4bib2008
abibni. :
nyerah dah
2025-12-16 11:56:20
0
matchaespresso1004
Prilli Aprilia :
emng ada yang semulus ini ceritanya 🙂
2026-01-02 06:40:19
0
ndaaaaaaaa_ll
Ra_ :
plis mirip sekali sma hubunganku
2025-12-22 10:38:42
0
adimraditia23
adimraditia23 :
sering kaya gini namun di ulang lagi sama perempuan.gimn tanggapannya senior🙏
2025-12-07 16:06:19
0
kyy.599
Kyyyy🪽 :
misal nya!
2025-12-14 03:57:16
0
zaki_dn6
Kyzaa :
my hubungan gw njir
2025-11-09 03:53:36
1
ds29.10
🌻DewiSinaga✨ :
yaelah hub gua nih😂
2025-11-08 09:28:50
1
rieldipanggilnengok
riell :
udh nurunin ego dan minta maaf,eh masih aja ga diterima dengan baik cuma aku doang kah yg berjuang sendiri pertahanin hubungan kita?
2025-11-08 07:12:14
2
ihateyouu168
Winter ❄️ :
@al~
2025-12-28 18:11:41
1
vanngoodboy
muh evn :
@piaa🧸
2025-12-04 04:11:43
2
cacaasc_
c :
@tyaaa
2025-11-20 16:14:43
1
alpi_ganteng31
@ALFIANSYAH :
@ailynnʔ
2025-11-08 10:45:09
0
mrlt_a
blue sky :
@ntah lupo
2025-11-13 16:40:10
1
nalanakrajin23
nal★ :
@🧠
2025-11-09 13:59:38
1
nopentyz010
penn :
mirippp hubungannnnn kitaaaaa@anggunnnnn (miripp)
2025-11-08 05:49:42
1
ravelpratama5
user07369933401 :
😁
2026-01-03 13:08:46
0
puputtlohyaa
04 :
@999 mirip
2026-01-20 08:40:03
0
aprilians20
Alya Alya :
😂
2025-12-05 03:30:04
0
To see more videos from user @jaynichoee, please go to the Tikwm homepage.

Other Videos

#fptshopdienmay #fptshop #xuhuong #angiang #fpy
#fptshopdienmay #fptshop #xuhuong #angiang #fpy
Olu Akanmu is the former President & Co-CEO, OPay Nigeria and Academic Director, Lagos Business School and the fintech veteran who has watched Nigeria’s financial inclusion story be told through the payment numbers while the credit numbers sit quietly in the data telling a completely different story. In this clip, he names the most under-discussed problem in African fintech. The payment infrastructure is working. The payment numbers are impressive. But payment without credit is a highway without vehicles the infrastructure is there, but the economic mobility it is supposed to enable is not following. The next decade of African fintech is not about payment. It is about credit. This insight comes from experience. Olu watched OPay build the payment rails and understood from his banking background that the real economic impact the MSME growth, the wealth creation, the poverty reduction would only come when credit followed the payment infrastructure into the same underserved markets. For founders, especially in secondary cities: Stop building more payment products for markets that already have payment access. The 94% of Nigerians who still lack credit access are the next market and the one that will produce the next generation of meaningful African fintech companies. Payment was the foundation. Credit is the building.
Olu Akanmu is the former President & Co-CEO, OPay Nigeria and Academic Director, Lagos Business School and the fintech veteran who has watched Nigeria’s financial inclusion story be told through the payment numbers while the credit numbers sit quietly in the data telling a completely different story. In this clip, he names the most under-discussed problem in African fintech. The payment infrastructure is working. The payment numbers are impressive. But payment without credit is a highway without vehicles the infrastructure is there, but the economic mobility it is supposed to enable is not following. The next decade of African fintech is not about payment. It is about credit. This insight comes from experience. Olu watched OPay build the payment rails and understood from his banking background that the real economic impact the MSME growth, the wealth creation, the poverty reduction would only come when credit followed the payment infrastructure into the same underserved markets. For founders, especially in secondary cities: Stop building more payment products for markets that already have payment access. The 94% of Nigerians who still lack credit access are the next market and the one that will produce the next generation of meaningful African fintech companies. Payment was the foundation. Credit is the building.


УРА, Новый год🎄🎁🎉 #новыйгод #christmas #новогоднийдекор #лента
УРА, Новый год🎄🎁🎉 #новыйгод #christmas #новогоднийдекор #лента


TZ WORLDWIDE AT
TZ WORLDWIDE AT "1ST" WOLFCUB2 THE FIRST HOWL EP.1 @1ST DIEOUT #tzworldwide #1st #dieout #wolfcub2

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