We did it 8 years ago 172k in debt renting and living paycheck to paycheck. Now thriving. Only way we ever afforded to reset and bought our own home 8 months ago
2025-11-07 22:35:35
43
TheArborist :
I just filed chapter 13 today. I’m wiping away $200k in debt.
2025-11-20 23:21:31
19
Jaylene :
Girl I’m from SD too, hubby & I are also heavily considering it. 😭
2025-11-07 18:29:14
1
Rose Xiomara :
if you have nothing to lose. do it. chapter 7 here
2025-11-07 21:03:12
14
Jackie Rose :
As your TikTok friend, I back you TF UP!
2025-11-08 03:38:05
5
Sophie 🍒🐆🎱 :
I did it. I had my hearing this Tuesday and now I’m just waiting for my discharge letter. Ready to start fresh!!! 😁
2025-11-07 20:40:45
6
Secretosdeamore :
I wish I had a different mindset back then and was taught financial literacy because we did bankruptcy maybe 10+ years ago thinking we have “debt” and now I seen if we would have just worked harder and increased our income we could have paid it off but we felt we couldn’t we both never talked about the elephant in the room. Now we have debt again and we feel we can tackle it. It’s hard to describe but we are in a better place in our relationship now and tackle every problem together rather than getting frustrated with each other and get that drowning feeling.
2025-11-07 19:09:56
7
kat 🖤🫧 :
Yeah and I mean the rich have the means to not go into debt that easily again and the tax consequences wouldn’t hinder them as much. Please do an update if you get info on that
2025-11-07 19:46:06
1
Te’ Mari :
Just waiting on my discharge….
2025-11-22 07:15:28
2
Kris 🏳️🌈 :
I’m 28 and filing, chapter 7! I have like 20-30k in debt, not including my car and house which won’t be touched! Honestly this is gonna be the best decision. I highly suggest
2025-12-12 17:32:53
2
Maria 💫 :
You need a fresh start do it. Even just contacting an attorney is a relief I can’t explain
2025-11-24 18:17:30
4
Brittany 🎀 :
Just filed chapter 7. Bye bye 100k of debt! 2026 is going to feel like such a fresh start 🥹
2025-12-12 16:40:32
6
ihtzelsaldana :
Been thinking of the same thing
2025-11-07 19:52:27
1
Florida Bankruptcy Attorney :
Definitely consult with a bankruptcy attorney. Most offer free consults. Good luck on your fresh start 🤩
2025-11-17 00:31:14
7
Brenda :
This feels like 2008 when there was a really bad recession and everyone was losing their houses cars people moving out of states to go to other states that were less expensive. It feels that way. 😭😭😭
2025-11-07 19:37:47
2
Señora Machado :
I just filed and I already relieved myself. And mind you I procrastinated for a long time
2025-11-22 15:42:32
1
Amy L :
This is so valid. This needs to be talked about more.
2025-11-09 09:33:32
1
Baby_xoxo❣️ :
i own a home, i want to file but im still going to keep paying my mortgage
2025-12-11 22:16:45
0
Jenn - Medically Complex SAHM :
I did so much research and filed pro se. Having my 341 meeting soon and got my fee waiver granted. Really not as difficult as it seems to be. I scared myself for a year and finally decided to do it. Can’t wait till it’s over.
2026-01-04 04:43:51
0
its_mona_hernandez :
Your attorney will review your situation and will advise you. They will let you know if you are a good candidate or not. They won’t file unless they know you will get a successful discharge. Good luck 🍀
2025-12-28 18:19:58
0
jedi.des :
girl its been on my mind HEAVY
2025-12-20 18:48:54
0
Cherish :
I’m filing in 3 months because I have recent loan I took out to survive since I lost my job but I can’t make these payments anymore
2025-12-10 00:32:52
0
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