@davejorgenson: Here’s how a 50-year mortgage would work. The Trump administration is moving forward with a plan to introduce a 50-year fixed-rate mortgage, a reform officials believe could make homeownership more feasible for millions of Americans amid soaring prices and mounting affordability concerns. “Thanks to President Trump, we are indeed working on The 50-year Mortgage – a complete game changer,” Federal Housing Finance Agency Director Bill Pulte said Saturday in a statement released on social media. But critics warn the risks are significant. Extending mortgages to 50 years would increase total interest paid and slow the buildup of home equity, potentially trapping borrowers in debt for a lifetime.  Caption from article by Nick Lichtenberg at Yahoo!

Dave Jorgenson 🕺
Dave Jorgenson 🕺
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Tuesday 11 November 2025 00:04:04 GMT
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peggypuggy
Not A Margaret :
crazy that it drops the payment only $200/month. If $200 is critical to being able to make your payment, you cant afford the house. I dont see 50 year mortgage helping anyone
2025-11-11 00:25:37
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his_zachcellency
Zach Turner :
It isn't for young people buying homes. It's for investors who intend to hold forever.
2025-11-11 00:59:59
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iloyocaveoum
Sphares :
This is weak sauce. He should’ve gone all out, 1000 year mortgage, truly generational debt.
2025-11-11 01:22:59
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j_vader1
Eä Fairë :
Remember Kamala’s down payment assistance program? And a $10K tax credit? Remember when someone had practical policy ideas?
2025-11-11 17:16:12
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candicekrowe
Candi :
So sacrifice my golden years for $244, got it.
2025-11-11 00:29:04
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leysa_g
LisaGMDHomes :
And if a person with a 50 year mortgage needed to sell the house, they would have significantly less equity...increasing the chances of them being upside down depending on when they sell.
2025-11-11 00:24:54
189
khart0528
Kheart30 :
Kamala Harris suggested $10000 for first time owners Trump wants 50 year mortgage?
2025-11-11 11:53:49
180
evelynsbolton
Evelyn Bolton370 :
If you don't live long enough to pay it off, then you're just paying rent
2025-11-11 00:26:19
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munchemz
B- RY :
I need to move to a new timeline 😒😒😒
2025-11-11 00:11:12
123
trentthemediocre
Trent Jones :
Yeah, let's let the real estate fraudster come up with ways to restructure mortgage lending 😂😂😂
2025-11-11 00:39:05
163
wartooth100
CactusWartooth :
‘50 year mortgage’ you mean 20 more years of interest payments to banks? Oh geeeeeee thankkkkkkkssssss.
2025-11-11 13:02:30
186
deweyman81
John Dewey :
I'm SHOCKED the Art of the Deal guy seemingly can't do basic math to understand how a loan that takes 20 years longer to pay off actually costs people more money and likely will lead to a lot of defaults as people age.
2025-11-11 01:19:14
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babblebug
Darrah :
So with a 30 year mortgage you’re already paying more than double what the house is worth. With 50 year mortgage that’s three times. This only benefits banks. Introduce an interest cap and the problem goes away.
2025-11-11 04:00:45
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aurelius.one
Aurelius 👑 :
"Our inevitable deaths aside" 😭
2025-11-11 00:19:56
195
shishedkebab
Shishedkebab :
50yr mortgage is just a step to the feudal system
2025-11-11 16:38:29
44
matty.makes
Matty Makes :
This is going to make the 2008 financial crash look like a bake sale
2025-11-11 02:15:30
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pippytherescuedpup
PippyTheRescuedPup :
It sounds like a ton more interest
2025-11-11 01:15:33
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janus24us
Janus24 :
You need to look at TOTAL INTEREST PAID for BOTH TERMS. ITS Sickening
2025-11-11 12:06:00
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user8jqfeofvva
user8jqfeofvva :
why stop at 50? 150 sounds better
2025-11-11 03:54:48
31
smalltownghoul
Lil Suzi Vert :
it's ridiculous to take 30 years to pay off a house. it's even more ridiculous how unattainable ownership is for most people.
2025-11-11 02:56:36
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yesdear.sorrydear
You’re right dear :
The other part, this only increases the demand for homes not the supply. So that 400k house may be an incredibly inflated price on an 1k square foot home.
2025-11-11 00:36:41
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whatever_works_man
Whateverworks :
Bro will do ANYTHING but try to actually solve a problem
2025-11-11 21:29:54
5
willow_652
☦️✨🦋Willow🦋✨✝️ :
And the money the banks are gonna make off that. How much you wanna bet the banks are lobbying for it
2025-11-11 00:59:45
35
monicaadriannap
Monica Adrianna :
I see that Rutgers R - Newark in terminal A! Enjoy the nice terminal ❤️
2025-11-11 01:10:22
9
ahsokapuppytano
AhsokaPuppyTano🇵🇸 :
Yes, the answer is we don't have long enough to pay off things. Not the cost of living or wage gaps. We need longer mortgages. The grift keeps grifting. Also -
2025-11-11 00:38:50
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