@rateyourlandlord: DO YOU NEED RENTERS INSURANCE? 🛡️ Yes. Renters insurance protects you, not your landlord. Your landlord’s insurance only covers the building, not your belongings. ✅ Renters insurance covers • Fire or water damage • Theft or vandalism • Temporary housing if your unit becomes unlivable 💵 Average cost: about fifteen to twenty dollars per month. Learn your rights at www.LandlordReviewBoard.com This information is for educational purposes and may vary by state.