@thecollegeinvestor: 401k and IRA contribution limits are increasing in 2026. Here’s what you need to know and how you can take advantage of the higher limits! #TikTokEncyclopediaContest #PersonalFinance #investing #401k

The College Investor
The College Investor
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Region: US
Thursday 13 November 2025 18:02:36 GMT
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benaaronmusic
benaaronmusic :
please be a number divisible by 12 please be a number divisible by 12
2025-11-14 17:49:02
456
whatupitsean
whatupitsean :
625 is much nicer than 583.33 every month lmaooo😂
2025-11-14 22:08:14
108
tanning.chatum222
Tanning Chatum ❌ :
Ooh a whole $500 increase
2025-11-14 11:35:19
79
jille13
user5395823202482 :
Is 403b tax free
2025-11-18 04:24:45
3
alena_s16
user5778432476332 :
Nothing left to live on 😞 Maybe helpful to high income earners.
2025-11-14 16:32:18
8
umterps95
KA :
You didn’t mention that the catch ups need to be in a Roth
2025-11-18 03:30:14
2
bkwdda
bkwdda :
I believe that the over 50 year old $8K additional contribution has to go into a Roth 401k. You can no longer contribute that into your regular 401k.
2025-11-14 20:49:32
7
howdy_shannyn
howdy_shannyn :
Jokes on me, I’m broke lol.
2025-11-14 14:48:37
41
thedisneylander
whodafuk ༽ :
Why is this such a good thing? Who the hell would want to contribute that much?
2025-11-17 18:31:45
2
alexander17461
Alexander سکندر :
Does the IRA have income qualifications?
2025-11-14 04:02:55
6
rherbie2211
rherbie2211 :
Is this for Roth IRA?
2025-11-13 18:58:07
38
liberationfrequency
Sage :
sep ira?
2025-11-16 04:01:26
1
sarasmilesbig
sarasmilesbig :
Nice! Doing our best to max our IRA, HSA, 401K and 1K goes to our HYSA each month. Paychecks are small but it’ll be worth it!
2025-11-15 22:42:12
5
michelle.mckinley1977
CaCa :
Roth TSP is a must for federal employees.
2025-12-07 15:55:59
0
patto_70
Kris P Bacon :
That’s nice but my paycheck isn’t increasing…🙄
2025-11-28 13:19:25
0
fjbmhokie
Frances M 💙 :
Are you hearing the catchup has to go into a Roth 401K only vs a pretax 401k
2025-12-08 21:54:00
0
mmeltup
Matthew Michalak803 :
Have they ever not increased for the new year?
2025-12-08 00:43:58
0
the.right.edit
your college app essay editor :
thank you!
2025-11-16 01:17:13
1
jen_pow1417
Jen-pow :
Thank you! What is the best loan for college student if parents co sign?
2025-11-15 15:11:52
1
auburndogdoc
AuburnDogDoc :
Ok so I can contribute $6k a month to my 401k?
2025-11-15 17:00:44
2
liberationfrequency
Sage :
would be great IF I had more money to contribute. unfortunately my salary hasn't changed substantially in 20 years
2025-11-16 04:00:18
1
creative_meandering
jen :
yes, give more money to a market that's about to crash to boost it up for just a bit longer
2025-11-15 05:36:50
1
mntnmx
J-Ro :
Unless you make more than 150k then the catch up contribution has to go into a Roth.
2025-11-16 05:09:02
1
tylerabroad
tylerabroad :
Hell yeah. Changing Jan 1 from $583 to $625. 2026 should be my fifth year in a row maxing out my Roth IRA. Hopefully people pay attention and start saving and investing.
2025-11-15 12:32:21
1
garymaratea
Gary Maratea :
Same for 403b?
2025-11-14 14:00:48
2
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