Lachelle | Credit Repair
Region: US
Tuesday 18 November 2025 03:37:07 GMT
89834
5859
84
1237
Music
Download
Comments
messy jessie :
do i call the collection agency and ask for the debt validation letter?
2026-01-13 15:04:20
5
tan_and_tatted_mama :
How do I find the correct way to do the debt validation letter?
2025-12-17 01:55:19
17
Credit Impact :
Debt validation is a real consumer right — that part is correct. Where this gets misleading is the idea that no new contract = no legal debt. Debt can be legally assigned and collected without a new signature, and failure to validate on time doesn’t erase the debt itself it limits collection activity and reporting unless properly verified. Disputes and validation are tools, not magic delete buttons. Anyone dealing with collections should understand the difference before relying on this as a guaranteed solution.
2026-01-12 13:04:02
73
ddammnsam :
What if they sent me copies of my bank statement after I sent them a letter asking to validate my debt ?
2026-02-16 02:48:02
3
saucii.s :
can i pay you to help me? 😭😭 cause i hear what you saying but it’s not registering 🥺
2026-01-12 20:05:15
61
Sugarmemelts :
What about charge offs ?
2025-11-18 03:54:12
26
pey 🖤 :
okay cause my baby hit his head and they’re trying to charge me $900 for a pack of goldfish they gave him to see if he would throw up 😐
2026-07-16 17:24:13
3
mackenziedrake :
they said i could do an email, i sent the email and haven’t heard back
2026-01-08 15:21:42
4
Caty Day :
What if they don’t send it? I’ve asked and said I do not consent to being called, and they said they would send it to my address, but never sentit
2026-02-02 18:38:19
1
rock kickass 3 :
Let’s not forget the original lender has taken your signature and cashed it in as a security worth thousands of dollars every time you sign your name a security with thousands of dollars. They have been paid when you signed the contract
2026-01-03 18:31:27
16
dealeanea03 :
Mines is only 200 I’m gonna pay it off
2026-02-07 02:11:13
0
JazzyJay1210 ❌ :
Can you email them
2026-02-20 15:18:48
2
Destiny Butler707 :
The keep contacting me via email can I also send it via email?
2026-02-06 18:20:20
1
pumpkinsmom25 :
what if you already have payment arrangement made?
2026-02-05 03:40:25
2
Tictok User13 :
What about electronic signatures with the original account?
2026-01-03 00:36:03
1
🌈MRZ.AMILLIAN🌈 :
I need help with getting a repo gone
2026-01-03 12:38:57
1
♠️lysialuu :
Thank you for this!
2025-11-23 17:36:10
2
Meow577♉️ :
What happens if they are coming after a zombie debt?
2026-01-14 23:03:01
0
Jordan :
What if they are suing you?
2025-12-15 07:19:41
9
Lovenlifeasis :
Debt validation doesn't work they send you a statement and per the fdcpa that's validated unless you're being sued
2026-01-04 01:36:14
7
OGTAY325 :
Can you tell me what to look for to spot a 3rd party collector please??
2026-01-03 02:01:51
1
Daisy💋 :
If they set it back?
2026-02-12 16:16:08
0
Kimmy :
But what if you started working with a debt consolidation company, but you’ve lost a job and now you can’t afford it
2026-02-27 18:53:00
0
lovergirl.j.lynn :
If they don’t respond in 30days what should we do next ?
2026-02-14 07:08:14
1
Megan :
So how did the new company who bought the debt get to garnish wages?
2026-02-28 20:46:07
0
To see more videos from user @lachelleslegacy, please go to the Tikwm
homepage.
