@businessinsiderssa: What does it really take to build an empire from nothing? In an inspiring TEDx talk, Cosmas Maduka, Nigerian billionaire and founder of the Coscharis Group, breaks success down into three pillars: 1. Vision: More than what the eyes can see; it begins in the mind. 2. Faith: You must believe in your vision first, no one will believe in you until you do. 3. Courage: The strength to act despite fear. Fear doesn’t negate courage; it gives it meaning. From humble beginnings with no formal education, Maduka grew Coscharis Motors from a one-man startup into a major indigenous conglomerate. His message is clear: true courage isn’t the absence of danger, but the decision to move forward in spite of it.