Humphrey Yang
Region: US
Friday 21 November 2025 14:45:49 GMT
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johnniboi :
saving 25% of income after 401k and taxes is unreal especially with kids. best i can do is 12%
2025-11-21 21:29:13
107
techguyboston :
35% goes right to retirement before I see a penny
2025-11-21 15:41:06
47
hope :
My husband and I saved about 40% of our income for a year, and I gotta say it felt good. Now he quit his job to go back to school, and I’m saving ~12%, but the security of the nest egg we built is so nice
2025-11-23 18:18:06
39
Dude❌ :
All.. we also drive older cars. Take any extra money and apply it to our mortgage as a principal only payment.
2025-11-22 13:29:38
26
Emma Trewhitt :
Only thing I disagree with is the financing. If we can get 0% financing we’re gonna do that. Our money earns more invested so if we get no interest on say, a new HVAC then that is smarter.
2025-12-08 04:43:02
12
Susan Sprague Murphy :
we only buy cars with 0% financing. our money grows with a higher %.
2025-11-22 22:54:23
24
David 🇺🇸 :
All facts and most choose not to! I was able to retire early at 58 because I could…
2025-11-22 00:44:24
14
Lindsey Renken :
Using debt helps me grow my wealth
2025-11-23 22:22:49
5
2littlevoids :
I'm thankful my job has a mandatory 9% contribution to my 401a and matches at 9.75%.
2025-11-22 19:36:24
30
1 square guy :
My sign that my wife and I are living below are means is that our friends think we are cheap. Oh well 😁
2025-11-25 00:38:37
13
Monica :
This isn’t my lane😩
2025-11-21 20:07:58
5
250250250 :
Well imo your savings rate should be what you can afford. I work as an investment banker in nyc, and my savings rate is closer to 65% bc I don’t need that much money for my daily essentials.
2025-11-21 15:18:31
7
Julian :
I haven’t financed anything… bought a boat, a car, three motorcycles, and a lake house. No loans. 👍🏼👍🏼👍🏼
2025-11-22 01:09:48
5
Chris Morelli :
What’s your opinion on buying small amounts of precious metals over a long period of time in addition to DCA S&P/other index’s
2025-11-21 14:55:24
5
Joe Hoffman :
not me just taking out a loan to buy property next to my house 😬
2025-12-27 05:41:20
1
Ale Sa Oli | Blog :
I can't
2025-11-24 11:35:06
5
Nicole Green :
health care insurance is going up higher
2026-01-02 17:12:06
1
user4762283627016 :
All true!!
2025-12-21 16:43:00
1
youngsilverandgoldkid :
Savings rate 96 precent right now but I have no expenses
2026-01-03 17:20:14
1
Lindsey :
Thank you for this reminder, I’ve been feeling like I have been overspending lately, but I’m good. Still debt free and living below our means.
2025-12-04 17:19:18
0
Yvonne K :
I’m doing everything except the budget.
2025-12-18 01:01:00
1
user199339050461294 :
I am 22, first year full time job, fill up all Roth IRA, Roth 401k and HSA for my retirement
2025-12-06 09:49:39
0
Sophiagrace2005 :
all of them
2025-11-22 14:46:18
4
user9047694605860 :
What if you finance a car because the APR is less than your HYSA (which could cover the car in cash if you wanted)?
2025-12-02 20:30:56
2
Lety :
Trying.!!
2025-11-21 21:01:18
3
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