realbraidenshaw
Region: US
Saturday 22 November 2025 16:41:09 GMT
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Jeremy Rudd :
A 50-year mortgage lowers your monthly payment, but it works against you in almost every long-term way. You end up paying far more in interest, you build equity at a crawl, and you stay in debt for most of your life. If the housing market dips, you could owe more than the home is worth because your principal barely moves for decades. It may look helpful in the moment, but it usually benefits lenders and sellers more than the buyer.
2025-11-24 04:24:43
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beef_mode1 :
Average first time home buyer age is 40 years old. It’s over for Gen z and Gen alpha.
2025-11-22 17:29:26
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Recovered On Purpose :
Can you compound the average housing equity increase over those 30-50 years? Because over 50 years… how much is it worth?
2025-11-23 12:48:22
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Rick the Roofer :
The 50 year is just giving people bad opinions
2025-11-23 17:32:18
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Kahleia :
that sounds very true. and every time I hear someone talk about rent control, I know they do not have a grasp of basic economics. because controlling what landlords can charge for rent only makes the problem worse and less rentals available
2025-11-24 23:03:57
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Naeb Alleznod :
But your interest rate on a 50 year will be higher. No way it’d be as low as a 30 so it’s even worse than this
2025-11-24 05:16:26
3
pwned14 :
There is a clear solution. But anyone who talk about it will be banned and labeled
2025-11-24 03:04:24
2
T :
What is your take on using 50y mortgage for the investment property?
2025-11-22 17:18:09
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MrSquirrels :
Hell, I’d chose the 50 year option if it means lower payment
2026-02-07 17:32:13
0
Mahvin :
Well said!
2025-11-22 23:12:39
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Dezman :
how would it look to get a 50 yr loan and pay it off in 30yrs?
2025-11-22 21:54:48
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David Silva :
A 50 yr won’t get the same rate as a 30. The rate will be much higher
2025-11-24 05:41:41
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cappy188 :
It’s the same as a car loan that is now 72 months.
2025-11-24 01:27:19
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Rickordings :
...until it becomes unaffordable and we come out with the 70 year mortgage. Creative but not the solution.
2025-11-23 18:37:17
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bradford_bertoli :
We have 8 year care loans now, may as well give an option for a longer mortgage.
2025-11-22 23:42:28
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josta :
Seems like going in the wrong direction
2025-11-22 19:37:37
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Jess :
😱😱😱
2025-11-24 03:05:02
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Joshyjosh95 :
😁
2025-12-04 02:59:13
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Joshyjosh95 :
🤣
2025-12-04 02:59:13
0
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