@thismorning: Could your credit score be dropping? As Experian changes the way it scores your credit, Martin Lewis breaks down what it really means for you.

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Region: GB
Saturday 22 November 2025 21:08:37 GMT
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littlelady85
Little lady :
We should scrap credit scores. Boomers didn’t need them to get their credit, mortgages etc
2025-11-23 03:38:38
2219
theeamberdshow
theeamberdshow :
Aka moving the goal post so they can now charge everyone with higher interest
2025-11-24 17:38:07
1256
chloeelizabethxo
Chloeelizabethxo :
Don’t think it will make a difference to my credit score of 0 🤣🤣
2025-11-22 22:33:53
387
allthere92
AllThere.. :
im so fed up with credit score system... Nobody asked for that
2025-11-23 07:48:42
565
whatsthisallaboot
Dominic Beard895 :
Sooooo Experian have sent a message to all of their members???? No they haven’t!! I did not know about this!! 🤬🤦‍♂️
2025-11-23 00:08:24
550
smileawhile4me76
💜SimplySarah :
IF WE NEED A CREDIT SCORE TO GET AN APARTMENT THEN RENT SHOULD COUNT TOWARDS OUR SCORE
2025-11-25 17:34:10
232
itskozzy
Kozzy :
Credit score is only there to make you get more debt
2025-11-23 07:43:02
155
kashamiloshowa
KatarzynaMiloshowa :
credit scores are a joke
2025-11-24 16:24:59
293
thaonlyanwil
yaadi410 :
Credit scores have always been a scam and a way to marginalize people..
2025-11-24 17:25:50
220
islandlife76
RBE :
I love it when you apply for credit, get accepted and your score drops massively yet when you pay it off early the increase in score is minimal.
2025-11-23 06:35:19
247
dailyvibe_store
Daily Vibe :
They are forcing us into poor credit. It’s not meaningless, it’s the basis of every financial in your life
2025-11-24 19:01:41
33
oldfarmer2909
Flasharc,Sparky2909 :
You can have maximum credit score but can still be refused credit I think it’s just a scam
2025-11-23 01:34:33
191
tonyjones1361
tonyjones1361 :
Credit scores are a damm scam. I have kinda average score and not because i dont pay my bills in fact the other way i dont have debts, credit cards, finance or mortgage pay everything in full and to banks thats not what they want.
2025-11-23 17:51:25
160
lawbyjb
Jawad :
Credit scoring systems designed by private corporations often serve to entrench economic inequality rather than promote financial inclusion. It must be scrapped.
2025-11-23 15:48:56
55
notme19oakcake
NotMe19oatCake :
Disgusting behaviour as usual! Im so sick of this country
2025-11-23 09:58:47
46
kirbygirl007
kirby :
Literally moving the goal posts
2025-11-24 18:46:09
48
langleyish
WorzelGummage :
This is technically incorrect advice. Some finance providers DO use Experian scores to assess you for credit worthiness. The new higher score range may result in lenders changing the cut off score for accepting or declining a customer.
2025-11-23 20:09:36
5
katbeans76
. :
credit scores are a scam, mine dropped for not spending on a card, its absurd
2025-11-24 18:50:25
8
n1ckwilliams
n1ckwilliams :
‘Credit scores’ don’t exist.
2025-11-23 08:23:04
36
ashofthenorth
Ashofthenorth :
My credit score was 997 for ages and then I paid a credit card off and it dropped to 329 and now is at at 449 for the past 6 months. I've stopped caring about it.
2025-11-23 18:47:43
28
carobr6
CaroB :
My score dropped by neatly 200 when I moved after 14-years at the same address. Just that and nothing else..🤔
2025-11-22 23:44:45
12
cherrypetal39
cherrypetal39 :
Not having a mortgage can impact your credit score massively, yet paying extortionate rental prices (more than a mortgage every month) has no impact on your score!
2025-11-24 19:06:59
32
ajlovedale
Anthony lovedale :
From what I’ve read a credit score is as useful as a drum set was to Anne Frank
2025-11-23 00:02:31
38
caitlynsthings
C :
My perfect credit score is my only flex, please don’t take this from me
2025-11-22 22:48:48
50
martianderson7
Marti Anderson :
It's a corrupt system, and they shouldn't be allowing debt collection agencies to check your data
2025-11-23 11:31:08
26
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