PJ | Personal Finance
Region: US
Friday 28 November 2025 20:57:01 GMT
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M :
Had to like just because of slide 4. Seeing people pay their current balance all the time makes me cringe. Don't give banks your money earlier than you have to
2025-11-29 08:56:00
339
will_-123 :
I’m confused, everyone always says don’t carry a balance on your credit card. Why shouldn’t I just pay the current balance?
2025-12-01 17:32:55
8
miami :
is a 3.8 % good for a hysa?
2025-12-01 15:15:40
6
Konbon :
what credit card should i use as a 19 yr old with a 735 credit score
2025-12-29 23:26:04
2
Estebone :
i like to keep statement balance at 2% or below so it maximizes credit score growth.
2025-12-01 14:59:00
7
Tmarz14 :
Unfortunately I took a different route… 😔 at 19
2025-12-05 00:00:41
0
Sparkyunit :
Pay the statement balance and you’ll pay 0 interest
2025-12-01 01:37:49
45
Usertype :
Yk now that you bring it up, I never paid attention to slide 4. I always pay the full balance early without a second thought instead of just statement😭
2025-12-01 09:04:28
39
tylerabroad :
“I don’t spend before I invest” is something most adults haven’t even figured out. “I don’t make enough to invest” always makes me laugh. It’s a bill, pay it every month. That simple.
2025-12-02 13:26:15
17
wes :
I invested and lost thousands
2025-12-02 00:20:52
3
S4🌲 :
Yes paying the credit card statement balance is better than paying it in full! Finally someone I agree with
2025-11-30 19:24:59
8
Youngg Dalt :
just gamble.
2025-12-02 01:45:28
63
trdjuancho :
I do all that NOT the carry a balance over though. I never use my debit card always my credit card because of cashback and once my payment is due i completely pay it off i NEVER pay interest and ALWAYS get cashback👍🏻
2025-12-26 06:35:13
0
deezznooots :
About to just start paying the statement balance to show my girl we been eating out too much 🤣
2025-12-01 10:27:34
47
elizabeth🫧 :
do you have any videos on best credit cards for everyday use? i’ve been wanting to get one
2025-12-02 01:24:18
0
@Shinedforyou :
What bank do you use to get 3.80 percent
2025-12-02 01:25:56
1
just_inns :
What hysa do you use
2025-12-04 23:31:18
0
UserDaGoat :
High interest bank recommendations?
2026-01-23 04:35:15
0
angel984956 :
Someone help me with slide 5. I use Jpm chase. How tf I set that up
2026-01-19 06:24:41
1
Harrison Bernath :
A cool hack i just figured out is if you never use your debit card, use your hysa as your checking. No risk of anyone emptying the account and typically only 3-4 transactions come out a month from credit cards. The pro is you dont have any money sitting in a traditional checking making .01%
2025-12-01 15:19:35
2
C :
Is this using one or multiple lines of credit
2025-12-03 10:36:51
0
Xavier Buckner :
So advice for the maxed old card folk? 😂
2025-12-02 04:15:34
0
Will Field :
Which airline has the best credit card?
2025-12-01 22:50:03
0
𝕮𝖍𝖗𝖎𝖘𝕸𝖔𝖓𝖊𝖞 🇲🇽 :
What career are you currently in? Asking as a 23yr old in school
2025-12-01 12:02:09
0
mikey🤠 :
What happens when you only pay the statement balance ? You get charged the interest ?
2025-12-03 14:10:33
0
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