oh.gaylord_
Region: US
Tuesday 02 December 2025 15:04:25 GMT
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BillyTH :
For everyone watching, you can’t take money from your 401k TAX FREE with the “pretax” money. You can take 10k as a hardship 1 time from an IRA. You pay the tax but no 10% penalty. These people are talking in circles and making you think it’s tax free to buy a house using your 401k
2026-01-11 14:40:23
10
Mira1965 :
I have a question I have to pay my house loan around $50,000 if I take the money from 401(k) and I am the single do I need to pay taxes
2026-01-30 21:45:22
2
Loving you :
I’m lost !!!!
2025-12-04 04:16:26
24
Chris Corey525 :
Hate when people use the word monies.
2026-01-19 19:20:38
4
Jason :
That's only if you have a traditional 401k. A Roth 401k, you pay taxes upfront so you don't have to pay taxes when you withdraw. GET A ROTH 401K, NOT A TRADITIONAL 401K.
2025-12-04 18:50:06
12
jonathan p82 :
they know your going to be in a higher tax bracket and that taxes will be way higher when you retire. Just pay the taxes now!
2025-12-05 05:43:32
9
Memes :
So there’s no answer
2025-12-03 15:01:30
19
InMotion :
Its likely in the future taxes will be higher, so I think its best to pay income tax now on Roth IRA contributions and pay 0 tax upon withdrawal in retirement
2025-12-03 23:35:45
11
robailstock :
That’s why you do 50 percent Roth and 50 percent traditional.
2026-01-23 15:42:40
2
love4holiday :
What is the tax bracket based on when you retire? You last years income or?
2026-01-20 23:26:53
3
CrisChiriboga :
10k is what? Less than 4%
2026-01-06 06:04:04
4
TheMachine68 :
You cant buy a house with your 401k. There is a 50k loan limit and a hardship for a home will hit you with an extra 10%
2026-01-21 01:26:18
1
🎤𝘿𝙅 𝙋𝙞𝙏𝙏𝙔 𝙈𝙞𝙓📀🎛📀 :
SO MAKE A ANOTHER VIDEO WITH ALL THE STEPS PLEASE 🙏
2025-12-04 03:02:54
20
Texan2022 :
What about 401 A’s
2026-01-13 19:47:44
4
AdventureSpecs :
Buying a home is a great way to increase wealth if the location is ideal. I am for it!
2026-01-19 22:23:53
3
Tim :
Good so normal working class people don't have to worry about any of that.🙄
2025-12-14 16:56:48
4
Jane :
They charge taxes on everything some how..
2025-12-03 19:16:33
8
Steph Brahm :
I have principal I took out $15K for a hardship withdrawal, it was taxed on top about $1600 to take out. Use it for a down payment on my home. $55K in equity immediately… no brainer
2025-12-10 01:16:06
8
user4826995511g :
No tax on the 1st 250k is only on a primary home correct? If its a rental you still pay capital gains, taxed as ordinary imcome?
2025-12-26 17:45:10
3
mextex :
none of that made sense
2026-01-13 15:03:29
3
Rosaura Holguin :
what about pay full mortgage?
2026-01-30 22:06:50
1
Chris Baxter532 :
If you live there for 2 or more years, there is no capital gains
2026-01-04 23:48:24
3
jojow1970 :
I did it as a loan and then there was no tax on the money for the down-payment
2026-01-17 18:42:05
4
Chrissy :
I brought all my investment properties with my 401k
2025-12-04 11:01:38
2
saaf900 :
I think you don't need no 401k or anything just buy a house and thst would be your retirement place your money will grow and pass it to the kids as a generational wealth
2026-01-12 21:35:29
2
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