My hub and I are in our 50s and our term life policies have expired. Should we buy new ones? We have 401k
2025-12-02 23:11:55
7
kevin.ls322 :
yea term is good until you have to keep getting new ones after out living them, and paying higher premiums after. Or a whole life that keeps you covered your Whole Life… and doesn’t ever have to be renewed or increased
2026-05-24 04:43:37
2
CHISTES y COMEDIA 🎭 :
And if you die you only get the face value and all you have put to save the insurance company keeps it. That happened to my friend
2026-01-27 15:46:13
0
Maven Makeover :
Term life is not for people who want to bank for themselves. Life insurance is necessary and I’d rather have a vehicle to save and invest my money. Works well if you don’t actively invest in the stock market.
2026-02-02 18:38:03
2
FRJ :
Make a video where to obtain the term policy or best providers
2025-12-03 03:14:51
12
connor :
Do you think there is a certain net worth or income where whole life makes sense? Just curious if that’s what that other 10% is?
2025-12-03 16:46:20
1
Calvin Nelson | Business Coach :
Depends on the provider, structure, and how they allocate it. Also laws that changed in 2022 allows 2X the amount of cash to go into the same account which magnified the growth being able to have less insurance keeping the cost massively lower.
2026-01-04 05:47:06
1
abigail :
Couldn’t have said it better!! Buy term and invest !!
2026-01-25 05:00:51
2
CALIFORNIA :
he is 100% correct.
2025-12-03 22:01:59
8
HyacinthLC :
this is the truth fr 💯
2026-01-25 17:16:28
1
LCLl :
Thanks so much !! I really appreciate all your content! Not everyone has the good ❤️to share valuable information ❤️🙏❤️🙏
2025-12-02 23:03:05
3
St.Michael :
is term still better for 53yr old?
2026-01-22 01:02:47
0
Rob2XXXX :
Agreed. When I was in my 20’s I had term insurance in case something happened to me, my wife and kids would be taken care for for $500 a year
2025-12-03 21:33:20
3
DKBeau :
Well done! 🔥🔥🔥
2026-01-19 23:22:14
1
Matt C :
Agreed 100%
2025-12-04 10:20:27
2
Anthony_spamzzzzzzzzzz :
What is the avg commission that a sales agent get?
2025-12-03 23:54:31
2
R S :
Thanks for this review. I’ve been wondering what the difference was and what were the advantages of each. I appreciate your opinion too!
2025-12-02 22:52:50
2
Mahvin :
Well said!
2025-12-06 18:58:30
1
thatgalval :
thank you im so lost with all this and never got insurance because of it. i was told Term was not good but how you explained it that's what I'm going to get. 55 here!
2026-07-15 00:23:05
0
tubbsthepolicyplug :
Great explanation!
2026-05-15 15:53:18
0
Leah Gooch :
Working on getting my life insurance and investment license! Spot on!!
2026-02-09 05:08:32
0
McKay Sobotka :
As an advisor thank you for not completely bashing the idea of permanent life insurance. Term is for most people, yes. But whole life and IUL can play great roles in someone’s financial plan if used the right way.
2026-07-24 05:47:12
0
brrr77335 :
What about final expense? Should this be its own category? For people that want to ensure there is money immediately available to their beneficiaries?
2026-01-26 17:20:24
0
terrieburgess5 :
You are not wrong.
2025-12-17 21:02:44
0
To see more videos from user @realbraidenshaw, please go to the Tikwm
homepage.