Tori Dunlap — Money Expert
Region: US
Tuesday 09 December 2025 16:08:34 GMT
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Sara Briggs :
Omg! Thank you for talking about this! I’ve been watching my Amex HYSA decrease
2025-12-13 16:41:16
13
Sniles :
Okay but SoFi just changed from 3.6% down to 1% unless you pay $10 a month and I want to move bc that doesn’t seem like something that’s going to go back up and I don’t want to pay my bank $120 a year. Idk where to move to though
2025-12-10 21:18:41
42
Simply.Hillary :
It’s still going to be better than savings at the bank
2025-12-09 23:53:37
922
James :
It was 5.5% 1 years ago 😂
2025-12-12 08:39:22
68
ChiefBetchOfficer :
Ally drops it without even letting you know!!!!
2025-12-09 18:25:58
206
Veronica Paige :
I liked my bank until they told me today the plus program is now going to be a subscription for $10 per month just as the rates decrease
2025-12-10 22:49:59
39
TeaRose :
3.5 AMEX😭 It's probably going to drop again next week😭
2025-12-11 04:55:01
27
Richie :
Why would I panic lol
2025-12-11 20:19:55
29
Stephanie :
If you are just starting out keep in mind -bottom line you cannot go wrong by saving money. period. CD rates are also slightly better though you commit to a set time, shop around.
2025-12-09 17:32:33
33
🍜🥡🍱🌮🍲🧋 :
i locked in most all my money into CDs at 4-5%.
2025-12-13 06:39:49
11
ALC :
Inflation has increased!
2025-12-10 03:23:44
37
SoundsFake_ButOkay :
if your hys is down that probably means your stocks are up. shift where youre putting your money if you don't need the money soon
2025-12-11 14:35:16
41
dedmaux5 :
I was at 4.5% which dropped to 2.38%. Amex is at 3.5% bye✌️
2025-12-11 04:23:09
51
deyades1 :
im really considering putting a bit of our savings in a brokerage account. im just scared. we have ways more than enough for an emergency fund and keeping 6 months in hysa.
2025-12-09 16:16:48
29
Cierra👑 :
Mine is 3.85… used to have one at 4.20ish😭
2025-12-31 16:29:05
5
blueribbonjam :
I diversified the majority my HYSA into CDs at various rates and timeframes over the next 6 - 18 months.
2025-12-10 02:45:55
79
Dominica :
Locked a chunk away at 4% in a certificate of deposit
2025-12-16 19:43:34
9
Meg :
I was sent an offer from Verizon for a hysa with Santander (yuck), through Verizon and you get a break on your bill? Can you comments? Good bad?
2025-12-10 02:44:04
8
LEMon 🍋 :
Discover is at 3.4%
2025-12-22 02:40:38
6
Bri :
I thought we were in a recession and inflation is still high? I feel like they should not be decreasing interest rates in HYSA right now
2025-12-09 23:35:17
8
johnj789156 :
Are we going to talk about the federal reserve no longer being independent?
2025-12-10 00:06:22
10
agargremlin :
if you do direct deposit with chime you can open a hysa at 3.5%.
2025-12-16 22:45:50
7
kylehipp928 :
the market sets rates.... the FED simply controls the federal funds rate, i.e. overnight window, i.e. the extreme short duration.... it not picky but important to understand how our monetary system operates
2025-12-12 21:06:18
5
Samiam :
Also…same for your insurance costs. Switching companies is not going to keep you from paying less in 2026 than in 2025. All companies rates are increasing. Just a matter of when throughout the year
2025-12-10 04:18:55
12
Silver, Markke, and Carly :
It’s still a better return than what I’m losing in interest on my mortgage, so it’s all good. 🙂
2025-12-10 18:54:24
5
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