@humphreytalks: How much rent can you actually afford? You can use the 35% rule based on your take-home pay. Simply multiply your monthly take-home pay by 35% and that's realistically what you can afford. That gives you some buffer for other necessities as well as enough money to save and invest and some money for your wants. Let me know what you think in the comments!
Paying 30% of your salary towards rent is big bank propaganda I’m never accepting
2025-12-29 15:25:43
2333
Courtney :
So I can’t afford anything got it
2025-12-31 14:19:52
2370
John :
The 30% rule is great but isn’t accurate for most people in america anymore. My rent after utilities is over 50% of my salary and I make it work
2025-12-29 18:23:42
1378
ecpress :
$2300?! For 100k… hell no 👏
2025-12-30 02:42:50
686
A_lease_duh :
that is not comfortable
2025-12-30 06:11:15
31
User764652 :
This does not take into account 401K, HSA, health insurance, dental insurance, vision insurance, life insurance, std/ltd insurance, and a myriad of other "optional" pre-tax deductions that aren't really"optional," and which significantly lower your monthly take home pay.
2025-12-29 16:40:22
244
knocksonce :
That is completely outdated and doesn't take into account how much the cost of necessities like groceries, transportation, healthcare, utilities, and phone service have gone up
2025-12-30 02:02:22
152
user5995733546238 :
i make $11/hr. sooooo Im just supposed to be homeless or what
2025-12-31 22:15:02
23
Piccolo chem :
I make $37,000 and pay $1500 a month in rent and it’s doable
2026-02-04 17:15:37
5
SirenitaNegra :
All of my bills (rent included) take up 23% of my monthly income.
2025-12-30 05:20:59
12
Melody | NYC UGC :
NYC doesn’t make it easy 😓
2025-12-29 16:25:27
15
Dino Branco :
These rent prices in most states are like pre covid
2025-12-30 10:59:41
123
Ant | San Francisco :
Also you shouldn't increase your rent if you make more money. Save that money
2025-12-30 04:32:59
7
cuál es tu pregunta :
Not including utilities and other bills
2025-12-30 18:58:46
31
ChristianIRL :
I’m so cooked
2025-12-30 01:15:25
47
user8262846283728 :
With 0 savings
2025-12-30 04:15:46
12
NYC :
how do people do in New York 3K a month with 5000 rent
2025-12-30 07:18:35
1
🐶 :
boy am I underpaid
2025-12-29 18:05:34
18
Brooke :
Too high
2025-12-30 04:37:36
12
RoxxiGirl113 :
I make 60k and pay $2500 everything included which is 70% of my monthly income 💀💀 yay living in CA 💀
2025-12-31 23:08:03
47
unknown :
Absolutely not. I make $110k and literally half my check goes to taxes, health insurance, and my 401k. I’m netting $5.2k/month before savings, food, utilities, student loans, etc. $2300 for me is technically doable but not smart. Not to mention the yearly rent hikes while my paycheck changes very little.
2025-12-30 05:11:30
85
Adrian :
What if my $200k is $150k base (take home) and $50k yearly RSU vesting semi annually?
2025-12-29 21:56:22
6
Cory :
As an accountant you should never use 35% of your take home pay for rent. Anyone who tells you that is giving you terrible financial advice. Your rent should not be more than 25% of your take home pay at maximum 🤷♂️
2025-12-29 19:09:22
42
hli0112 :
NO. This is not the rule anymore. Nowadays the rent is mostly 30% or above from the salary, especially in San Francisco. I don’t think this chart is accurate.
2025-12-29 16:06:47
16
$cience :
Finally!! I say this to everyone!!
2025-12-29 14:43:26
5
To see more videos from user @humphreytalks, please go to the Tikwm
homepage.