@downtoinvest: The No. 1 Roth IRA mistake for beginners & it’s one of the most costly: Putting money into a Roth IRA but never investing it. A Roth IRA is just an account. If your Roth IRA contributions are sitting in cash, they’re not growing. How to invest a Roth IRA: Choose investments inside your Roth IRA that match your risk tolerance and long-term goals. Check out my investing guide! Investing subject to risk education only. Keywords: Roth IRA mistake, how to invest a Roth IRA, Roth IRA beginner, Roth IRA investing

Mallory | Personal Finance
Mallory | Personal Finance
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Region: US
Monday 29 December 2025 23:31:25 GMT
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stephanie..937
Stephanie ✨ :
I just opened Roth IRA through fidelity but I don’t understand how to invest in the accounts I want to. Do you have a step by step on how to actually setup the investment? I added money, but don’t k ow where I go to invest it
2026-01-30 00:29:44
107
emz8353
espammy :
i truly didn’t know that the whole point was to actually invest the money in your IRA until bloom and tiktok lol
2026-01-05 12:38:23
2172
jeremylcranmer
Jeremy Cranmer :
Another costly Roth IRA mistake that might be worth a video which I just learned today (fortunately before filing my taxes). If you do a backdoor Roth IRA, it will look like you have to pay taxes on your Traditional IRA for the “disbursement” which was just the conversion to Roth. However, the money I put into my Traditional IRA was already AFTER tax dollars. You must file a Form 8606, otherwise you will pay taxes TWICE. 😳
2026-02-02 01:24:10
7
jamiehorten
Jamie Horten :
I’m 31. I’d like to retire at 35. What do I need to do?
2026-01-03 06:41:18
55
_ballio
Alli :
How do you invest your Roth IRA?
2026-01-14 18:46:52
8
themujerpoderosa
Jelly :
Ohh I need your help so much 😭
2025-12-30 17:47:53
119
daniel767289
Daniel :
Is 65% VOO, 25% QQQM, and 10% VXUS Good for a 19 year old who just opened a Roth IRA?
2026-03-25 22:11:58
0
__m.v23
mv :
I can’t max it out yet but some is better then none!
2026-01-03 20:56:33
97
snekiaho
therealdanielle :
I want to start but i need more information on how to start. I have watched your previos detailed video on how to open a Roth IRA account with fidelity. (Thank you for explaining that btw). The part that is confusing me is the investment part. Im currently in an unpaid internship but would like to open an account to get started. I am currently 25 and want to gain more knowledge on investing and HYSA.
2025-12-29 23:54:14
7
tktkmiaou
Miaou :
do you need to invest your 401k? mine just auto reduces to my companies 401k stock
2025-12-30 00:04:11
154
belladonna_mushroom
NotURcupof._.tea :
Can I have both accounts? My job has us with a 401k.
2026-01-02 15:32:52
47
slf1998
SLF :
What if I put in my $7000 in my Roth IRA next month and start investing into 3 etf will it still grow? Or should I put small amounts of money then start investing?
2025-12-30 02:46:48
1
woofeannn
woofeannn :
I have a fidelity Roth IRA that is “professionally managed.” Is this good? I assume it means they’re investing for me?
2025-12-30 18:44:47
45
xolaaureena_
Lolo :
Do you have to invest once or like keep doing it? I don’t get how the investing part works
2026-01-01 21:58:22
11
marmar122901
MarEMar88 :
I need help !
2026-01-05 00:01:11
1
kenny.garcia009
Kenny Garcia :
Can you make a video on how to do that?
2025-12-31 02:51:29
9
annna_b90
Annna_b_90 :
How soon after buying a etf do you start seeing it growing? Or at least know it’s working lol
2026-01-01 15:44:57
7
ncmor9
Nyne-uh :
do you have a video showing what to do?
2025-12-30 21:51:20
12
ashleyminano
Ashley :
Your content inspired me to start investing more and is so much easier to understand than a book lol. Thank you!!!
2026-01-02 05:30:47
10
katgelz
katgelz :
This is wild people don’t know this 😂 WILD, but I’ve also heard this too.
2026-01-02 22:21:23
11
vallvibin
Valentina🪐✨ :
Wow I like how it’s 14 $ I will be purchasing on my next pay check! Thank you
2026-01-31 18:52:10
1
roadtonoware
roadtonoware :
i made this exact mistake before i found bloom 😭 wish i had it sooner
2026-01-05 22:05:21
1
anns_southern_home
Ann’s Southern Home :
Can you talk about a regular IRA? I came from a company and I had a 401(k) and they rolled it into a regular IRA and I have no idea about what’s going on with it after that. And I am 61.
2026-01-30 16:30:40
1
roketranger
ROKET :
Have you worked with federal tsps? Federal Roth and Federal TSP accounts get combined as where the money goes (stocks, funds, or cash) but it does allow you to have different percentage contribution like 3% for the ROTH and 15% on the TSP but both go to the same stocks selected in the TSP account. I wish I could separately select where my ROTH goes and not be the same as my TSP.
2026-02-02 11:38:43
1
carrietheboymom
Carrie Brown :
Yesssss I had one for years and didn’t understand! Ugggh
2026-01-18 23:56:21
1
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