@ernietheplutus: What is a Roth IRA? If you’re not qualified, are you using a back door Roth conversion? On top of that are you utilizing mega backdoor Roth conversion? If your answer is no to one of these, then you need to watch this video. #TikTokCreatorSearchInsightsIncentive #rothira #megabackdoorroth #educatoraward #learnontiktokcontest

ErnietheMillionaireMaker
ErnietheMillionaireMaker
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Tuesday 30 December 2025 22:14:39 GMT
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simply_snatched
Simply Snatched :
A lot of employer 401k plans don’t allow the mega backdoor Roth…..
2026-01-20 15:28:09
1
zoowemama84000129
Zoowemama :
I love how they basically made the income limits not matter at all with this
2025-12-30 22:34:24
7
everyone.knows.th4
everyone.knows.that :
I made 198k and maxed 47k in plans does tha qualify me for Roth
2026-02-12 05:52:25
2
hectorretana0
Hector Retana :
Hi Ernie. I am planning to retire soon. I'm 64, I'll be 65 in July. I want to rollover my 401k to my Roth IRA. Will this affect my IRRMA for Medicare?
2026-02-15 16:53:44
1
sassysuzu
SRF :
I have a solo 401 but nobody told me about this I want more info
2026-02-14 16:29:39
2
billyth835
BillyTH :
Tax on pretax distributions from your 401k is ordinary income and not “capital gains”
2026-01-19 00:37:21
2
adkgirl123
AdkGirl123 :
I just dont understand it at all- Should I talk to the financial advisor at our hospital for our Transamerica 401ks. ?
2025-12-31 12:58:34
3
todays_tom_sawyer_
todays_tom_sawyer_ :
Is there a cap or an annual limit in regards to the mega backdoor?
2026-02-05 02:11:10
1
kalirasta41510
kalirasta41510 :
I do what is called a split direct roll over mega back door Roth. Basically I roll over my non Roth after tax 401k quarterly to my traditional and Roth IRAs. The cost basis goes to my Roth IRA and the Earnings goes to my traditional IRA. Doing it this way. There is no taxable event triggered for the year i am doing this maneuver.
2026-02-01 14:16:06
1
rectifieduser
Meta User :
I got a better one for you. A Super Mega Backdoor Conversion
2026-02-02 20:05:06
1
.erika.alanis
Alanis :
I have a TSP. Not sure this can work
2026-02-10 22:58:45
1
hcombdelight
hcomb :
Whiteboard helps a lot 🙏🏻 thanks Ernie!
2025-12-31 02:20:38
1
stephenmyers76
Stephen76⏱️🎣 :
Can you elaborate on Catch up contributions for 50+? Also my company allows Roth 401k contributions directly from my check.
2026-01-03 05:15:54
1
helaine1966
Helaine1966 :
Is that $165,000 per single individual after expenses if self-employed?
2026-02-18 04:11:19
1
missposhy123
Missposhy :
Can I convert into my Roth from my brokerage account?
2026-02-12 22:22:22
1
bb20072012
Bb20072012 :
does this work if you a simple ira ?
2026-01-24 08:10:38
1
clubmed_tom
Clubmed-Tom :
Hi Ernie, thank you for the info. Is this still possible for 2025?
2026-01-04 14:40:16
1
bboy4life1981
Bboy4Life :
If im maxing my company 401k roth and my roth ira, is it wise to invest in my company after tax option, then convert those to roth ira when I retire? I don't wont have the same income so I wondered if thats the time to do it
2026-02-17 03:19:06
1
justynawilson
Justyna :
I thought you needed to contribute to traditional Ira and then convert to Roth ira. Not to 401k to Roth ira.
2026-01-02 03:11:40
1
rntamez
Robert Tamez :
Good video Ernie. With your LLC can you and your spouse both be on the solo 401k?
2025-12-31 05:55:10
1
kevjvan
K_van :
I did my 1st mega back door this year. Filling my bucket for wheel cash flow in retirement. need more info on LLC so I can employ grandkids and start their roths.
2025-12-31 01:23:34
4
alansfinance
alansfinance :
Did the MBDR with carry. Now looking at issuing the 1099-R with zenwork 1099. Or maybe efile directly with iRS website. Still looking into this and looking at how to rollout of carry IRA to fidelity.
2026-01-03 04:58:07
1
financenovice00
financenovice00 :
What do you think of all metal rotation, midterm elections coming, yield curves, etc…2026 has too much volatility
2025-12-31 04:47:35
1
humhixrfi81
RotPawz :
Many thanks for your work and generosity
2025-12-30 23:07:29
2
user978691476154
JamieTrue372 :
Ernie! Please look into c corps since LLC’s are a pass thru entities. Dewayne Williams teaches c corps on TT and it is very eye opening. Tons of free information. I love your content and truly appreciate you! 👏
2026-01-01 15:00:19
2
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