@clipstackfly: How we got a 4 night stay at Park Hyatt Toronto for $0.00 using 104,000 Hyatt points via Chase UR (2.98 cents per point). 1. Chase Sapphire Preferred Bonus + organic spend using the trifecta. 2. Transfer points during transfer bonus from bank to Hyatt. 3. Book. Note: We are using a FHR credit via Amex Platinum for another day during the trip at another hotel for $300 hotel credit + $100 breakfast credit. #IYKYK #creditcardpointsandmiles #hyatt #travelhacking #creditcards