@picnicloans: Income needed to buy a $400,000 home… - #realestate #homeownership #homebuying #buyingahouse #mortgage

PicNicLoans
PicNicLoans
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Region: US
Friday 02 January 2026 17:56:03 GMT
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travisger33
Travis G :
Bro! Do not tell people making 61k to get a 400k house. That’s crazy!!!!!
2026-01-04 03:33:55
8810
thatskidkid
thatskidkid :
I made 131k and I won’t even touch a 400k house I’d have no play money
2026-01-03 18:50:52
3661
adamthedunker
Adamthedunker :
You need to make $400,000 to buy a $400,000 home
2026-01-03 13:16:16
4974
summers_offroading
Vee 🫶🏻 :
Okay now do a realistic version where someone has a car loan, student loan debt, etc.
2026-01-03 23:18:00
1533
kuhhnizer
Kuni913 :
60k a year with a 3,000 monthly payment is wild!!!
2026-02-05 19:19:11
472
luisjtrance
Lui Jonathan :
This can’t be right, you’re house broke if you’re trying to afford a 400k home with only 60k a year..I make 180k and I just bought a 350k house..and that’s even a little too much for me, everyone has debt, car notes, credit cards, student loans 😂 be ffr
2026-01-02 19:33:30
401
saralynnm_
Sara Imes :
We make $110k a year and we’re not comfortable having an almost $3,000 mortgage 😳 no way can someone wi the $61k income will be able to afford a $400k house.
2026-02-27 15:13:39
106
robertanderson219
Robert Anderson219 :
u and your spouse better make $60k apiece
2026-01-03 18:40:23
715
sourogb
zero :
making $61,000 a year. paying almost $3,000 per month is insane. I can see someone going broke trying to afford it at 61,000
2026-01-03 17:34:20
335
take21gate
P4Push7 :
Assuming no debt in 2025 is foul 😂
2026-01-03 22:57:23
304
jester795
Will Jester :
Just bought a house.. bro is so far off
2026-01-05 00:55:56
60
mydreamsdontstop
My Dreams Don’t Stop. :
Do one with today’s rate. 6.5-7%
2026-01-03 09:08:11
69
phoenix_beatz
Phoenix Beatz :
Bruh said assuming no debt
2026-01-05 01:19:43
248
grandlinecollectibles78
grandlinecollectibles78 :
Math dont add up!!!!! Enough to qualify to foreclosure
2026-01-03 19:23:28
65
hohocho0
Hohocho :
$61K, hello foreclosure Unc
2026-01-04 04:17:43
146
tyronejones2448
Tyrone Jones :
You bout to have these people in foreclosure😭
2026-01-04 18:06:50
90
veecocoluv
veecocoluv :
So just keep renting 😳
2026-01-03 09:51:19
66
isra3l_313
User :
Where are Property taxes that low on a 400k home. I’ll wait
2026-01-04 04:50:54
5
aob3264
❌️ Ian and Robz Gigi ❌️ :
A lie doesn't care who tells it..😒
2026-01-11 05:43:28
42
imcrazyaboutmath
Chatergoon :
Step 1: Find a home for $400,000
2026-01-03 19:42:21
63
gusnjcapo
GUS NJ CAPO :
Bullshi….. you need to make 30k for every 100k being borrow so you will need to make 120,000 to afford a $400,000 home
2026-01-06 16:44:39
73
did_it_best
Draw :
Go new build. They will pay the closing and 2.99-4.99 rates. But for a 400k home you should be in the 88k-100k range. I wouldn’t tho get a 300k-350k home.
2026-01-03 17:34:36
41
abe_ibrahim
Abe :
In what world homeowner’s insurance is $130 a month !?
2026-01-05 16:49:48
16
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