@missbehelpful: #PersonalFinance #2026 Maxed out my 401(k) for 7 years straight! Now switching my focus to my brokerage acct ❌ debit card purchases ❌ trading or speculating 📉 ✅ Max out Roth IRA $7,500 in 2026 using Backdoor ✅ Freezing my credit 🧊 ✅ Auto-pay for ALL my bills Grab my book: mindyourmoneybook.com What are your 2026 money dos and don’ts? 🤔🤑

MissBeHelpful
MissBeHelpful
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Region: US
Friday 02 January 2026 19:24:33 GMT
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iheartnicke
Nicole Rodriguez :
Yes I say this all the time about debit cards! Why are you putting dinner on there NO POINTS!
2026-01-02 19:32:38
12
livingintheabundance
Amanda | Maximize Your 9-5 💰 :
Girl I’m with you on the 401K! Unfortunately to get my employer full match I have to max it out 😔😂 good problem
2026-01-04 03:25:49
2
lillydo34
Lilly Do :
how do you know what the max is to put into the 401k?
2026-01-03 04:47:05
3
mikayla_crawford88
mikayla crawford :
I don’t use any of my debit cards. I need to close them all out. Idk how to do that.
2026-01-12 20:52:57
2
sarraphelps
Sarra :
Visas website literally says they will protect credit and debit cards. They have the same protection
2026-01-12 20:46:33
2
itschinsue1
Nordia Delica🤍 :
Thissss‼️i don’t use my debit card
2026-01-11 18:57:45
7
_588643
5288643 :
Idk. I put enough for my 401k match, maxed out my Roth, then contribute $2k a month to a personal brokerage, and then will max out my 401k. It’s an extra $7k per my math for me
2026-01-05 01:53:20
3
thetravelhackchick
Yazz | Finance and Travel :
Yes girl! I am with you here! I also put a bunch into my Roth 401 since I can still touch my investment before 59 1/2 just not the growth,
2026-01-03 16:50:55
2
valeefloressx
Valee Flores :
I switched to using my credit card for all my expenses it’s been such a good move $300 in rewards in just two months.
2026-01-31 16:40:26
2
overgenpoverty
overgenpoverty :
You are goals amiga!! Loved watching this on IG and now seeing this on TT 🥰
2026-01-03 03:15:02
2
cecesm2
CeCe :
Does it cost money/ taxes to do the conversion?
2026-01-03 12:41:29
2
stephania.alv
stephania.alv :
Ugh… I’ve also been debating the end of my 401K contributions 😭 I’m scared, but I think it’s time!
2026-01-05 00:20:27
2
theretireista
The Retireista :
Solid strategy! Let’s do this. 👏👏👏
2026-02-19 00:00:47
1
kstrandzbykarra
Kstrandz :
Thanks for sharing
2026-01-11 21:30:08
2
bellamariposa84
Peby_bellamariposa :
thanks for sharing this is great info #f4f #letsbefriends
2026-01-10 19:05:18
2
sandrita212
Sandrita :
❤️
2026-01-11 04:01:19
2
his_karma
Karma :
♥️♥️♥️
2026-01-08 14:07:07
2
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